Bank · FDIC insured
Capon Valley Bank CD Rates
Capon Valley Bank’s best CD rate is 2.47% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Capon Valley Bank’s CD rates compare
Compared with banks and credit unions near Winchester, VA-WV, where Capon Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Capon Valley Bank
2.47%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,298
Certificates of Deposit
Top rate
Apple FCU
5.00%APY
- Term
- 70 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $3,292
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Capon Valley Bank CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo1.26%
- 9–15 months9–15 mo1.56%
- 16–30 months16–30 mo1.91%
- 31–60 months31–60 mo2.47%
- QualifiedQualified2.47%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Capon Valley Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.47%APY · 7 terms
Quarterly compounding. A penalty may be imposed for withdrawal before maturity. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsQuarterly compounding. A penalty may be imposed for withdrawal before maturity | 0.85% | $21 |
| 6 monthsQuarterly compounding. A penalty may be imposed for withdrawal before maturity | 1.26% | $63 |
| 12 monthsQuarterly compounding. A penalty may be imposed for withdrawal before maturity | 1.56% | $156 |
| 24 monthsQuarterly compounding. A penalty may be imposed for withdrawal before maturity | 1.91% | $386 |
| 36 monthsQuarterly compounding. A penalty may be imposed for withdrawal before maturity | 2.27% | $697 |
| 48 monthsQuarterly compounding. A penalty may be imposed for withdrawal before maturity | 2.37% | $982 |
| 60 monthsQuarterly compounding. A penalty may be imposed for withdrawal before maturity | 2.47% | $1,298 |
Sources (1)
- caponvalleybank.com/certificatesofdeposit · captured Sep 19, 2026
Special-purpose accounts
18 Month Var. Rate CD / IRA ONLY
1.92%APY · 1 term
IRA only. The interest rate may change after account opening. Quarterly compounding. A penalty may be imposed for withdrawal before maturity. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsIRA only. The interest rate may change after account opening. Quarterly compounding. A penalty may be imposed for withdrawal before maturity | 1.92% | $289 |
Sources (1)
- caponvalleybank.com/certificatesofdeposit · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.