Credit union · NCUA insured
Ravenswood Federal Credit Union CD Rates
Ravenswood Federal Credit Union’s best CD rate is 2.50% APY on a 1-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 22, 2026.
How Ravenswood Federal Credit Union’s CD rates compare
Compared with banks and credit unions in West Virginia, where Ravenswood Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ravenswood Federal Credit Union
2.50%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $250
1-Year Certificate
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Davis Trust
4.58%APY
- Term
- 25 months
- Minimum
- $10,000
- Earns on $10,000
- $978
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
1-Year Certificate
2.50%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.50% | $250 |
Sources (1)
- rfcu.net/rates-savings · captured Oct 15, 2026
2-Year Certificate
1.50%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 1.50% | $302 |
Sources (1)
- rfcu.net/rates-savings · captured Oct 15, 2026
Who can join Ravenswood Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside or work in Jackson County, West Virginia are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
- Persons retired as pensioners or annuitants from Kaiser Aluminum and Chemical Corporation located in Ravenswood, West Virginia are eligible for membership.
Family and household
- Members of immediate families and organizations of persons who reside or work in Jackson County, West Virginia are eligible for membership.
- Spouses of persons who died while within the field of membership are eligible for membership.
Cost to join
- Each eligible member is required to pay a one-time non-refundable $1.00 membership fee.
- Members must make a $5.00 deposit representing the par value of one share, maintained as a minimum balance in a Share Savings Account and refundable upon account closure if open more than 30 days.
Membership information collected October 4, 2026.