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Best CD rates in Inwood, WV
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Berkeley County, WV · Showing Berkeley County, WV: too few institutions in Inwood, WV
- Patriot Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min · 4.40%–4.60% by balance
Credit union · 1 branch
4.50%APY$1,925 over 48 months on $10,000Requirements
Product: Penalty for early withdrawal. Rates tiered based on amount of deposit. Fixed dividend rate, monthly dividends. Insured up to $250,000 by NCUA. Open with as little as $1,000. Available in terms of 3 months to 5 years.
Offer: Penalty for early withdrawal. Tier $1,000-$9,999. Dividend earnings based on minimum tier balance.
Effective Sep 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $9,999 4.40% $10,000 – $24,999Your amount 4.50% $25,000 – $99,999 4.50% $100,000 – $250,000 4.55% Over $250,000 4.60% Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.11%APY$803 over 23 months on $10,000intro rate
Requirements
Product: Online CD promotion. Open online in minutes. Fixed APY.
Offer: Open online in minutes. Limited-time promotional online CD.
Promotional rate
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000
Requirements
Product: Available for accounts opened online only. Minimum balance to open and obtain APY is $500; maximum amount is $10,000,000. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. At maturity, automatically rolls into a Standard CD at the standard rate closest to the initial term unless otherwise directed.
Offer: Opened online only. Interest credited quarterly. Early withdrawal penalty may apply.
3.99% interest rate · Balance cap $10,000,000
Rate checked
More details - 4.00%APY$571 over 17 months on $10,000intro rate
Requirements
Product: Online CD promotion. Open online in minutes. Fixed APY.
Offer: Open online in minutes. Limited-time promotional online CD.
Promotional rate
Rate checked
More details - 3.96%APY$600 over 18 months on $10,000
Requirements
Product: There is a substantial penalty for early withdrawal. Fixed interest rate for the specified term. FDIC-insured up to $250,000. Fees may reduce earnings.
3.90% interest rate · Effective Aug 3, 2026
Rate checked
More details - Mountain Heritage Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · 2 branches
3.81%APY$1,187 over 36 months on $10,0003.75% interest rate
Rate checked
More details - Patriot Federal Credit Union8 Month Share CertificateCD · 8 months · $10,000 min
Credit union · 1 branch
3.80%APY$252 over 8 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance. Not available in IRA.
Offer: Tier $10,000-$24,999.
Effective May 29, 2026
Rate checked
More details - 3.80%APY$412 over 13 months on $10,000intro rate
Requirements
Product: Special promotional CD offering. A minimum opening deposit of $500 is required. Penalty may be imposed for early withdrawal. Fixed interest rate for the specified term.
Promotional rate · 3.75% interest rate · Effective Aug 3, 2026
Rate checked
More details - 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details - 3.75%APY$343 over 11 months on $10,000with conditions
Requirements
Product: Standard CDs have a $500 minimum opening deposit. Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.
Offer: Relationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan.
Qualified rate · 3.70% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.70%APY$560 over 18 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit to open and earn interest. Interest is compounded daily. A penalty may be imposed for early withdrawal.
Offer: 18 Month CD term. Interest compounded daily. Penalty for early withdrawal.
3.63% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - Bayer Heritage Federal Credit UnionShare CertificatesCD · 12 months · $100 min
Credit union · 1 branch
3.55%APY$355 over 1 year on $10,000Requirements
Product: Add to certificate balance at any time; 10-day grace period; early withdrawal penalties apply.
3.49% interest rate · Effective Oct 1, 2026
Rate checked
More details - Patriot Federal Credit Union9 Month No Penalty CertificateCD · 9 months · $10,000 min · 2.20%–2.30% by balance
Credit union · 1 branch
2.20%APY$165 over 9 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance.
Offer: Tier $10,000-$24,999.
Effective Sep 2, 2026
Rate by balance
Rate by balance for 9 Month No Penalty Certificate Balance APY $10,000 – $24,999Your amount 2.20% $25,000 – $99,999 2.20% $100,000 – $250,000 2.25% Over $250,000 2.30% Rate checked
More details - 2.02%APY$185 over 11 months on $10,000
Requirements
Product: Allows adding to the CD balance at any time. Early withdrawal penalty may be imposed. Fixed interest rate for the specified term.
2.00% interest rate · Effective Aug 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Berkeley County, WV
84 CDs at 10 banks and credit unions · checked Oct 6–22
- Typical
- 3.30%
- Top 10% from
- 4.04%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.50%
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Hagerstown, MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Washington County Teachers Federal Credit UnionCredit union · 3 branches
- 167th TFR Federal Credit UnionCredit union · 2 branches
- Bulldog Federal Credit UnionCredit union · 6 branches