Credit union · NCUA insured
CAPE Federal Credit Union CD Rates
CAPE Federal Credit Union’s best CD rate is 2.17% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 22, 2026.
How CAPE Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Clarksburg, WV, where CAPE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CAPE Federal Credit Union
2.17%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $217
Share Certificate Account
Top rate
Fairmont Federal Credit Union
4.35%APY
- Term
- 48 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,857
2nd-highest rate
Justice Federal Credit Union
4.15%APY
- Term
- 10 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $345
CAPE Federal Credit Union CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo2.17%
- 16–30 months16–30 mo1.87%
- 31–60 months31–60 mo1.66%
- QualifiedQualified2.17%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CAPE Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Account
Up to 2.17%APY · 5 terms
No monthly service or maintenance fee. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties may apply. Fees may reduce earnings | 0.75% | $37 |
| 12 monthsEarly withdrawal penalties may apply. Fees may reduce earnings | 2.17% | $217 |
| 24 monthsEarly withdrawal penalties may apply. Fees may reduce earnings | 1.87% | $377 |
| 36 monthsEarly withdrawal penalties may apply. Fees may reduce earnings | 1.66% | $506 |
| 48 monthsEarly withdrawal penalties may apply. Fees may reduce earnings | 1.51% | $618 |
Who can join CAPE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Harrison County, West Virginia are eligible to join.
Employers and groups
- Organizations of persons within the field of membership are eligible to join.
- Employees of approved Select Employee Groups (SEGs) are eligible to join.
Military, government and schools
- Employees of the Credit Union are eligible to join.
Family and household
- Members of immediate families or households of eligible persons are eligible to join.
- Spouses of persons who died while within the field of membership of the Credit Union are eligible to join.
Cost to join
- A minimum opening deposit of $10.00 into a Primary Savings Account is required.
- A one-time membership fee of $1.00 is required.
Membership information collected October 4, 2026.