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Compare Bank & Credit Union Rates

Best CD rates in Texas

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Texas

  1. Top Carrot, Carrot Score 97
    Barksdale Federal Credit UnionPlus Point CertificateCD · 12 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$425 over 1 year on $10,000
  2. Top Carrot, Carrot Score 93
    Neches Federal Credit UnionCertificatesCD · 12 months · $1,000 min · 4.25%–4.65% by balance

    Credit union · 11 branches

    4.25%APY$425 over 1 year on $10,000
  3. Member Preferred Federal Credit UnionFLEX CertificateCD · 12 months · $2,500 min

    Credit union · 1 branch

    4.25%APY$425 over 1 year on $10,000intro rate
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 312 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  5. BOK FinancialPromotional CDCD · 14 months · $1,000 min

    Bank · 33 branches

    4.25%APY$498 over 14 months on $10,000intro rate
  6. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 20 branches

    4.25%APY$534 over 15 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    USE Credit UnionCertificate of Deposit New Money OfferCD · 18 months · $10,000 min

    Credit union · 1 branch

    4.25%APY$644 over 18 months on $10,000intro rate
  8. Top Carrot, Carrot Score 92
    Texas Capital BankStar Certificates of Deposit (CDs)CD · 18 months · $1,000 min

    Bank · 9 branches

    4.25%APY$644 over 18 months on $10,000
  9. Capra Bank18-Month Bump-Up CD SpecialCD · 18 months · $10,000 min

    Bank · 1 branch

    4.25%APY$644 over 18 months on $10,000with conditions
  10. Top Carrot, Carrot Score 94
    East Texas Professional Credit UnionTerm Share CertificatesCD · 23 months · $1,000 min

    Credit union · 18 branches

    4.25%APY$830 over 23 months on $10,000
  11. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 24 Month CDCD · 24 months · $500 min

    Bank · 16 branches

    4.25%APY$868 over 24 months on $10,000
  12. Top Carrot, Carrot Score 97
    Barksdale Federal Credit UnionCertificateCD · 24 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$868 over 24 months on $10,000
  13. Top Carrot, Carrot Score 95
    EECUStandard CDsCD · 36 months · $1,000 min

    Credit union · 22 branches

    4.25%APY$1,330 over 36 months on $10,000
  14. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 36 Month CDCD · 36 months · $500 min

    Bank · 16 branches

    4.25%APY$1,330 over 36 months on $10,000
  15. Top Carrot, Carrot Score 87
    Neighborhood Credit UnionStandard CertificatesCD · 60 months · $2,500 min

    Credit union · 17 branches

    4.25%APY$2,313 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,852 CDs at 397 banks and credit unions · checked Oct 16–22

Typical
3.29%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.49%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions