Bank · FDIC insured
Capra Bank CD Rates
Capra Bank’s best CD rate is 4.25% APY on an 18-month CD, with extra requirements. Rates checked October 16, 2026.
How Capra Bank’s CD rates compare
Compared with banks and credit unions in Iowa, where Capra Bank has the most branches. $10,000, best rate first.
This bank’s best
Capra Bank
4.25%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $644
18-Month Bump-Up CD Special
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
18-Month Bump-Up CD Special
4.25%APY · 1 term
Available for a limited time to new customers within Capra Bank market area (Dubuque, Lubbock, Albuquerque, Boise). Limited to one CD special per household/SSN. Must have or open and maintain an active Elevate or Summit checking account. New customers are individuals without a past relationship with Capra Bank in the past 12 months. Allows one rate increase request during the term if Capra Bank's offered rate for the 18-month CD increases after the first 6 months from opening date.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsValid for new customers with new money (funds not previously held by Capra Bank within past 12 months) of $10,000.00 to $1,000,000.00. Requires opening and maintaining an Elevate or Summit checking account. Early withdrawal penalty equal to 2.25% of principal balance if closed prior to maturity | 4.25% | $644 |
Sources (3)
- caprabank.com
- caprabank.com/promo-certificate-of-deposit-special
- caprabank.com/lubbock-certificate-of-deposit-special
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.