Bank · FDIC insured
Capra Bank
A $1.3B bank headquartered in Dubuque, IA, with 3 branches in 3 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.25%Needs another account or monthly activityCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Capra Bank
Capra Bank started in 2023.
The bank serves communities in Dubuque, Iowa; Lubbock, Texas; Albuquerque, New Mexico; and Boise, Idaho.
- Headquarters
- 955 Washington St, Dubuque, IA 52001
- FDIC certificate
- 16363 ↗
Branches
3 branches in 3 states
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Iowa
1 branch
- Capra BankMain office955 Washington St, Dubuque, IA 52001Directions
New Mexico
1 branch
- Albuquerque Temporary Branch5171 Lang Ave Ne, Albuquerque, NM 87109Directions
Texas
1 branch
- Lubbock Tx Branch12115 Slide Road, Lubbock, TX 79424Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.91% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.00% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.22% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $51 | $88 | — |
- CapitalLeverage ratio8.91%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.22%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$51Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Capra Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.