Compare Bank & Credit Union Rates
Best CD rates in Arlington, TN
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Shelby County, TN · Showing Shelby County, TN: too few institutions in Arlington, TN
- 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - Firefighters First Credit UnionRegular Share Certificate AccountsCD · 24 months · $1,000 min · 3.90%–4.00% by balance
Credit union · 1 branch
3.90%APY$795 over 24 months on $10,000Requirements
Product: Standard share certificate with fixed rates tiered by balance. Minimum opening deposit is $1,000. Compounded and credited monthly. Penalty for early withdrawal.
3.83% interest rate
Rate by balance
Rate by balance for Regular Share Certificate Accounts Balance APY $1,000 – $50,000Your amount 3.90% $50,000 – $100,000 3.95% $100,000 and up 4.00% Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
3.75% interest rate · Effective Aug 9, 2023
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: All yields quoted are subject to change without notice. Penalty for early withdrawal of certificates: 90 days dividend. The penalty could be more than the dividends and therefore come from the principal of the certificate. The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Southern Security Federal Credit UnionShare CertificatesCD · 6 months · $2,500 min · 3.65%–3.75% by balance
Credit union · 5 branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Terms from 91 days to 5 years. Minimum balance of $500. Certificates auto-renew unless otherwise directed.
3.62% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $2,500 and up 3.65% $10,000 and upYour amount 3.70% $50,000 and up 3.75% Rate checked
More details - 3.56%APY$725 over 24 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (2 Year CD: 120 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 120 days.
3.50% interest rate · Effective Aug 9, 2023
Rate checked
More details - 3.56%APY$1,106 over 36 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (3 Year CD: 182 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 182 days.
3.50% interest rate · Effective Aug 9, 2023
Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 9 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Fixed-rate. Minimum investment $1,000. Wide variety of terms available 6 to 60 months. Rates subject to change at any time and not guaranteed.
Rate checked
More details - Leaders Credit Union11-Month Certificate SpecialCD · 11 months · $1,000 min
Credit union · 2 branches
3.50%APY$320 over 11 months on $10,000intro rateRequirements
Product: Limited-time offer. At maturity, automatically renews as a 12-Month Term Share Certificate. Early withdrawal penalties apply. Fixed rate account.
Offer: Fixed-rate certificate special. Dividends earned and compounded monthly.
Promotional rate · 3.45% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - UPS Employees Credit UnionShare CDsCD · 12 months · $1,000 min · 3.50%–3.75% by balance
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Term Share Certificates (CDs) range from 6 months to 36 months and require a minimum deposit of $1,000.00 to $100,000.00. Interest rate is fixed until maturity with a 7-day grace period. Early withdrawal penalty is 90 days of interest on the amount withdrawn.
Offer: Rate is listed with typo '3.4.55%' in source, interest rate omitted as numeric null.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Share CDs Balance APY $1,000 and upYour amount 3.50% $100,000 and upCertificate Special! 12 Month Jumbo (SC) 3.75% Rate checked
More details - 3.50%APY$530 over 18 months on $10,000
Requirements
Product: Primary owner must be in the field of membership of Orion Financial and maintain one share in Primary Share Account. Minimum $500 required to open and earn advertised APY. Early withdrawal fees/penalties apply.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.40%APY$340 over 1 year on $10,000
Requirements
Product: Minimum certificate deposit: $1,000.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Shelby County, TN
312 CDs at 37 banks and credit unions · checked Oct 15–22
- Typical
- 2.01%
- Top 10% from
- 3.85%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.83%
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Memphis, TN-MS-AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- LGWFCUCredit union · 1 branch
- Leaders Credit UnionCredit union · 2 branches
- Memphis City Employees Credit UnionCredit union · 6 branches