Compare Bank & Credit Union Rates
Best CD rates in Kingsport, TN
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 results in Kingsport, TN
- Knoxville TVA Employees Credit UnionCertificate AccountsCD · 12 months · $2,500 min
Credit union · 1 branch
5.00%APY$500 over 1 year on $10,000Requirements
Product: Paper statement fee $2.00/month unless enrolled in eStatements. Early withdrawal penalty: 90 days dividends for terms 17 months or less; 180 days for 18 months or more. Add 0.25% APY to dividend rate for $10,000+ new money OR direct deposit. Not applicable to 12-month term.
4.89% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 4.40%APY$1,502 over 39 months on $10,000
- Knoxville TVA Employees Credit UnionEducational Savings PlanCD · 121–Unknown months · $0 min
Credit union · 1 branch
4.28%APYRequirements
Product: No minimum opening deposit. Must be open for minimum 3 years. Pays out on child's college entrance date or 18th birthday. Paper statement fee $2.00/month unless enrolled in eStatements. Cannot be designated as an IRA.
4.20% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - Eastman Credit UnionInvestment CertificatesCD · 6–11 months · $2,500 min · 4.20%–4.25% by balance
Credit union · 8 branches
4.20%APYRequirements
Product: Investment Certificates offer competitive rates on all terms and give you the option of selecting the date of maturity. You can lock in a rate on a deposit for a term ranging from 30 days up to 6 years. Your funds are federally insured up to $250,000 by NCUA. Paid dividends can be withdrawn automatically or at your discretion at anytime with no penalty. APY assumes dividends will remain on deposit until maturity.
Offer: Term: 180 to 364 days. Early withdrawal penalty: 90 Days' Dividends.
4.12% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Investment Certificates Balance APY $2,500 and upYour amount 4.20% $100,000 and upJumbo tier ($100k Minimum). 4.25% Rate checked
More details - Appalachian Community Federal Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · 2 branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Minimum Deposit $1,000. Paid monthly. Future rates subject to change daily.
Offer: Paid monthly.
4.07% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty: 90 Days' Dividends. APY assumes dividends remain on deposit until maturity.
Offer: Term: 365 days. Jumbo tier N/A.
3.69% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.03%APY$1,612 over 60 months on $10,000
Requirements
Product: For members looking for better returns on their money. Penalty will be imposed for early withdrawal on 36 Month Share Certificates; no early withdrawal penalties on 6 Month – 25 Month Share Certificates (except new money certificate). Dividends accrued daily and paid monthly on 6 month Share Certificates, quarterly on 12, 18, 25, and 36 month Share Certificates.
Offer: Substantial penalty for early withdrawal.
3.00% interest rate · Effective Nov 20, 2024
Rate checked
More details - 3.03%APY$303 over 1 year on $10,000
Requirements
Product: Interest compounded based on CD term (quarterly, semi-annually, or at maturity). Automatically renewable. Penalty may apply for early withdrawal. Free with eStatements.
Offer: Average daily balance range: All Balances. Free with eStatements. Penalty may apply for early withdrawal. Automatically renewable.
3.00% interest rate · Effective May 1, 2026
Rate checked
More details - Knoxville TVA Employees Credit UnionSet It & Forget It Certificate AccountCD · 24 months
Credit union · 1 branch
3.00%APY$609 over 24 months on $10,000Requirements
Product: Automatic monthly deposit of $25 required on balances under $25,000. Additional deposits allowed. Term fixed at account opening.
2.96% interest rate · Effective Oct 15, 2026
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: Early withdrawal penalties may reduce earnings. Terms range from 6 months to 60 months. Rates are subject to change at any time.
Offer: Compounded quarterly. Early withdrawal penalties may reduce earnings.
1.00% interest rate · Compounded quarterly
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kingsport, TN
79 CDs at 9 banks and credit unions · checked Oct 15–22
- Typical
- 3.75%
- Top 10% from
- 4.15%
- Banks, typical
- 2.01%
- Credit unions, typical
- 4.00%
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Kingsport, TN-VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 3 branches
- United Southeast Federal Credit UnionCredit union · 3 branches
- Appalachian Community Federal Credit UnionCredit union · 3 branches