Compare Bank & Credit Union Rates
Best CD rates in Bartlett, TN
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Bartlett, TN
- 4.25%APY$425 over 1 year on $10,000intro rate
Requirements
Product: Limited time only. Applies to new money only (funds not on deposit with the credit union within the last 30 days). Existing members without a checking account can qualify by opening a new checking account. At maturity, automatically renews as a 12 Month Certificate at prevailing rate. Early withdrawal penalties apply.
Offer: Dividends compounded and credited monthly. Fixed rate. Limited time offer for new money only.
Promotional rate · 4.17% interest rate · Effective Jul 1, 2026
Rate checked
More details - 4.25%APY$868 over 24 months on $10,000intro rate
Requirements
Product: Limited time only. Applies to new money only (funds not on deposit within the last 30 days). Existing members without a checking account become eligible by opening a new checking account. Automatically renews as a 24 Month Certificate at prevailing rate. Early withdrawal penalties apply.
Offer: Dividends earned and compounded monthly. Limited time offer for new money only.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - 4.25%APY$1,330 over 36 months on $10,000intro rate
Requirements
Product: Limited time only. Applies to new money only (funds not on deposit within the last 30 days). Existing members without a checking account become eligible by opening a new checking account. Automatically renews as a 36 Month Certificate at prevailing rate.
Offer: Dividends earned and compounded monthly.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - 4.20%APY$456 over 13 months on $10,000intro rate
Requirements
Product: Early withdrawal penalties apply. Fixed interest rate varies by term. Multiple interest payment options available (at maturity, annually, semi-annually, quarterly, or monthly). Automatically renewable with a 10-day grace period.
Offer: Special promotional rate. Minimum balance of $1,000 required for 4.20% APY. Early withdrawal penalties may apply.
Promotional rate · Effective Oct 5, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - Memphis City Employees Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · 1 branch
4.06%APY$201 over 6 months on $10,000Requirements
Product: Membership eligibility required. Minimum deposit of $1,000 required to open any Certificate Account. 60 days penalty for early withdrawal.
4.00% interest rate · Effective Sep 1, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Southern Security Federal Credit UnionShare CertificatesCD · 6 months · $2,500 min · 3.65%–3.75% by balance
Credit union · 2 branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Terms from 91 days to 5 years. Minimum balance of $500. Certificates auto-renew unless otherwise directed.
3.62% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $2,500 and up 3.65% $10,000 and upYour amount 3.70% $50,000 and up 3.75% Rate checked
More details - 3.50%APY$320 over 11 months on $10,000intro rate
Requirements
Product: Limited-time offer. At maturity, automatically renews as a 12-Month Term Share Certificate. Early withdrawal penalties apply. Fixed rate account.
Offer: Fixed-rate certificate special. Dividends earned and compounded monthly.
Promotional rate · 3.45% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.03%APY$303 over 1 year on $10,000
Requirements
Product: Early withdrawals from CDs will incur substantial penalties. Fees could reduce earnings on some accounts. Additional deposits are permitted to share certificates up to 10 days after open/renewal date. The minimum required to open is the same as the minimum required to earn corresponding interest. Monthly Interest / Monthly Check - Posted rate less .20% APY. All rates subject to change without notice.
3.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.00%APY$453 over 18 months on $10,000
Requirements
Product: $500.00 and Up in Even $100.00s. A penalty equal to the accrued interest on the amount withdrawn will be imposed if any funds are withdrawn before the maturity date.
Offer: Deposits in even $100.00 increments.
Rate checked
More details - 2.50%APY$124 over 6 months on $10,000
Requirements
Product: Federally insured up to $250,000. Early withdrawal penalties apply if closed before maturity. May be used as collateral for low-interest loans. At renewal, renews for the same term at the prevailing rate with a 5 business day grace period. Fixed and tiered rate accounts paying dividend rates based on Method A.
Offer: Dividends earned at maturity / compounded and credited quarterly.
2.48% interest rate · Effective Jul 1, 2026
Rate checked
More details - 1.25%APY$62 over 6 months on $10,000
Requirements
Product: Money Market Certificate has a 6-month term with penalty-free withdrawal flexibility (one withdrawal per calendar month in lieu of early withdrawal penalty; excessive withdrawal service charge applies to subsequent withdrawals). Requires $3,000 minimum opening deposit ($1,000 minimum to earn dividends). Subsequent deposits are permitted. Auto-renews if balance is at least the required minimum opening balance.
Offer: Dividends compounded and credited quarterly. Term of 6 months. One withdrawal allowed per calendar month without early withdrawal penalty.
1.24% interest rate · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Bartlett, TN
79 CDs at 10 banks and credit unions · checked Oct 4–22
- Typical
- 2.50%
- Top 10% from
- 3.88%
- Banks, typical
- 0.25%
- Credit unions, typical
- 2.75%
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Memphis, TN-MS-AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- LGWFCUCredit union · 1 branch
- Leaders Credit UnionCredit union · 2 branches
- Memphis City Employees Credit UnionCredit union · 6 branches