Best CD rates in Knoxville, TN

Requirements

Product: Exclusive to Farragut Branch. Must be a new customer to the bank. Live or work in ZIP Codes: 37934, 37922, 37923, 37932, and 37772. Must open a new DDA Account (Personal or Business) with a minimum $500 deposit (Money Market Accounts do not qualify). CD Funds must be new money to the bank. Maximum $150,000 per household. Early withdrawal penalties apply. Limited time only.

Offer: 12-Month Term. Interest Rate Earned is 4.89%. Requires opening a new DDA Account (Personal or Business) with a minimum $500 deposit; must be a new customer living or working in ZIPs 37934, 37922, 37923, 37932, or 37772; new money; max $150,000 per household; early withdrawal penalties apply.

Requirements

Product: Paper statement fee $2.00/month unless enrolled in eStatements. Early withdrawal penalty: 90 days dividends for terms 17 months or less; 180 days for 18 months or more. Add 0.25% APY to dividend rate for $10,000+ new money OR direct deposit. Not applicable to 12-month term.

Requirements

Product: Terms less than 24 months have an early withdrawal penalty of 91 days. Terms 24 months and above have an early withdrawal penalty of 180 days.

Offer: Special certificate account; transferred to regular share account upon maturity.

Requirements

Offer: 39 Month Special

Requirements

Offer: Limited-time offer. Promo rate valid during initial term only; not applicable to renewals. No minimum balance required to earn APY. Compounded quarterly. Early withdrawal penalty applies.

Requirements

Product: No minimum opening deposit. Must be open for minimum 3 years. Pays out on child's college entrance date or 18th birthday. Paper statement fee $2.00/month unless enrolled in eStatements. Cannot be designated as an IRA.

Requirements

Offer: *Minimum opening balance of $5,000 for 17 Month Certificate Special.

Requirements

Product: All regular (non-special/promo) certificates require a $1,000 minimum deposit. Early withdrawal penalties may apply. Federally insured by NCUA.

Offer: 7 Month Relationship Special. Rate applies to new money deposits. The 4.25% APY includes a 0.25% relationship pricing bump for members with an active direct deposit and debit card. Standard APY without relationship pricing is 4.00% APY.

Requirements

Product: Limited time offer. Minimum balance to receive advertised rate is $500. Automatically renews at maturity unless changes are made during 7-day grace period. Penalty for early withdrawal.

Offer: 12 Months term.

Requirements

Product: Early withdrawal penalty applies: 30 days dividends for terms less than 1 year, 90 days dividends for terms 1 to 5 years. Average daily balance calculation method. Dividends compound based on rate schedule. 7-day grace period at maturity. Must maintain minimum share ($5.00) in Regular Savings.

Requirements

Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.

Offer: Earn up to 4.00% APY on a 5-month CD.

Requirements

Product: Terms between 1 month and 60 months. Minimum balance requirement is $500. Automatically renew at maturity of CD. No Maintenance Fees. Maximum deposit of $150,000 is only for online account opening. Interest penalty will apply for early withdrawal. Public Funds are not eligible. Can be used as collateral for a personal loan.

Offer: Maximum deposit of $150,000 is only for online account opening. Interest penalty will apply for early withdrawal. Public Funds are not eligible. CD terms of one (1) year or less credit interest at maturity.

Requirements

Product: Limited time offer. 50% of deposit must be money not currently on deposit at the credit union. Membership eligibility required. Dividends calculated daily, compounded/posted monthly. Penalties for early withdrawal apply.

Offer: 50% of deposit must be money not currently on deposit at the credit union.

Requirements

Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.

Requirements

Product: Early withdrawal penalties may apply. Member Rewards: rate increases by 0.10% if you have CECU checking, direct deposit, and over $25,000 on deposit; rate increases by 0.20% if you have over $50,000 on deposit. Interest paid monthly.