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Compare Bank & Credit Union Rates

Best CD rates in South Dakota

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in South Dakota

  1. Top Carrot, Carrot Score 93
    San Diego Firefighters Federal Credit UnionShare CertificateCD · 12 months · $2,000 min

    Credit union · 1 branch

    4.45%APY$445 over 1 year on $10,000
  2. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 2 branches

    4.25%APY$425 over 1 year on $10,000
  3. Security First BankTraditional Time Deposit AccountsCD · 12 months · $1,000 min

    Bank · 4 branches

    4.11%APY$411 over 1 year on $10,000
  4. CorTrust BankCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · 22 branches

    4.10%APY$410 over 1 year on $10,000
  5. Top Carrot, Carrot Score 92
    Voyage Federal Credit UnionShare CertificateCD · 12 months · $500 min · 4.04%–4.09% by balance

    Credit union · 4 branches

    4.09%APY$409 over 1 year on $10,000
  6. Area Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    4.06%APY$406 over 1 year on $10,000
  7. M-O Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.04%APY$404 over 1 year on $10,000
  8. Top Carrot, Carrot Score 88
    Siouxland Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  9. Top Carrot, Carrot Score 92
    Sioux Valley Co-op Federal Credit UnionShare CertificatesCD · 12 months · $0 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  10. Security National Bank of South DakotaCertificates of Deposit (Dakota Dunes)CD · 12 months · $1,000 min

    Bank · 3 branches

    4.00%APY$400 over 1 year on $10,000
  11. Security National Bank of South DakotaTraditional CD (Sioux Falls)CD · 12 months · $1,000 min

    Bank · 3 branches

    4.00%APY$400 over 1 year on $10,000intro rate
  12. Top Carrot, Carrot Score 87
    Lakota FCUShare CertificateCD · 12 months · $250 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  13. Coteau Valley Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.98%APY$398 over 1 year on $10,000
  14. Northern Hills Federal Credit UnionCertificatesCD · 12 months

    Credit union · 4 branches

    3.90%APY$390 over 1 year on $10,000
  15. Top Carrot, Carrot Score 89
    Aspen Federal Credit UnionShare CertificatesCD · 12–48 months · $1,000 min

    Credit union · 2 branches

    3.85%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 1-year CDs pay in South Dakota

63 CDs at 45 banks and credit unions · checked Oct 16–22

Typical
3.35%
Top 10% from
4.03%
Banks, typical
3.01%
Credit unions, typical
3.60%

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South Dakota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. San Diego Firefighters Federal Credit UnionCredit union · 1 branch
  2. Voyage Federal Credit UnionCredit union · 4 branches
  3. Sioux Valley Co-op Federal Credit UnionCredit union · 1 branch
See all ranked institutions