Compare Bank & Credit Union Rates
Best CD rates in Sturgis, SD
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–6 results in Meade County, SD · Showing Meade County, SD: too few institutions in Sturgis, SD
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.20%APY$895 over 25 months on $10,000
Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawal penalties apply (12 months or less: 90 days dividends; >12 to <24 months: 180 days dividends; 24 to <48 months: 365 days dividends; 48 months or more: 730 days dividends). 10-day grace period upon automatic renewal. Bump-rate feature may be attached allowing a one-time rate change.
Offer: Special certificate rate. Requires funds not already on deposit at NHFCU unless otherwise stated. Automatically renews into a regular term at maturity.
Compounded daily · Effective Oct 4, 2026
Rate checked
More details - 3.60%APY$1,119 over 36 months on $10,000
Requirements
Product: A substantial penalty may be charged on early withdrawal of any Certificate of Deposit. Fees may reduce stated earnings. CD terms range from 3 months to 4 years. Minimum opening deposit of $1,000.00 for all Certificates of Deposit.
Offer: A substantial penalty may be charged on early withdrawal. Fees may reduce stated earnings.
3.55% interest rate · Effective Oct 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Dakota Plains FCUShare Certificate / Term CertificateCD · 60 months · $100 min · 1.40%–1.45% by balance
Credit union · 1 branch
1.40%APY$720 over 60 months on $10,000Requirements
Product: Early withdrawal penalty of 30 days of interest on 3 & 6 month certificates, and 90 days of interest on 1-5 year certificates. Child add-on certificate available with limited add-on amount of $20.00 per transaction. Rates are based on amount deposited.
Effective Feb 1, 2015
Rate by balance
Rate by balance for Share Certificate / Term Certificate Balance APY $100 – $25,000Your amount 1.40% $25,000 – $100,000 1.45% $100,000 and up 1.45% Rate checked
More details - 0.01%APY
Requirements
Product: A penalty for early withdrawal may be charged. Minimum Opening Deposit equals the Minimum Balance to Earn APY.
Offer: Applicable for Certificates of Deposit only and do not apply to IRAs.
0.01% interest rate · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Meade County, SD
73 CDs at 5 banks and credit unions · checked Oct 15–22
- Typical
- 3.38%
- Top 10% from
- 4.00%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.75%
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Rapid City, SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dakota Star Federal Credit UnionCredit union · 2 branches
- Aspen Federal Credit UnionCredit union · 2 branches
- Black Hills Federal Credit UnionCredit union · 10 branches