Credit union · NCUA insured
Aspen Federal Credit Union CD Rates
Top CarrotAspen Federal Credit Union’s best CD rate is 4.10% APY on a 9-month share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How Aspen Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Rapid City, SD, where Aspen Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Aspen Federal Credit Union
4.10%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $306
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Northern Hills Federal Credit Union
4.20%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $895
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.10%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.00% | $198 |
| 9 months | 4.10% | $306 |
| 12–48 months | 3.85% | $385 |
Sources (2)
All captured Sep 24, 2026
Who can join Aspen Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school in, or own a business located in Pennington, Meade, Lawrence, or Custer County, South Dakota are eligible for membership.
Family and household
- Individuals with a family member who is an existing member of Aspen FCU are eligible for membership.
Cost to join
- An opening deposit of $25 is required to purchase a share of the credit union upon becoming a member.
Membership information collected October 4, 2026.