Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 421–435 results in Pennsylvania
- 0.50%APY$202 over 48 months on $10,000
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 48 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
0.50% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.50%APY$253 over 60 months on $10,000
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 60 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
0.50% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.50%APY$355 over 84 months on $10,000
Requirements
Product: Fees could reduce earnings. Penalties for early withdrawal on CDs may apply.
0.50% interest rate
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More details - 0.45%APY$45 over 1 year on $10,000
Requirements
Product: Minimum deposit $500.00. Early withdrawal penalty 1 month interest.
Offer: Early withdrawal penalty 1 month interest.
0.45% interest rate · Effective Dec 31, 2025
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More details - 0.45%APY$90 over 24 months on $10,000
0.45% interest rate
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More details - 0.40%APY$40 over 1 year on $10,000
Requirements
Product: Excludes penalty for withdrawals before maturity. Annual Percentage Yield based on monthly compounding. Minimum balance not required to maintain APY.
0.40% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.40%APY$40 over 1 year on $10,000
Requirements
Product: Allows for deposits, one rate adjustment and one penalty-free withdrawal per term. $1,000 minimum investment amount.
0.40% interest rate · Effective Aug 4, 2026
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More details - Jessop Community Federal Credit UnionSafari Saver Share CertificateCD · 12 months
Credit union · 1 branch
0.40%APY$40 over 1 year on $10,0000.40% interest rate
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More details - Your Choice Federal Credit UnionShare Certificates (CD’s)CD · 24 months · $500 min
Credit union · 1 branch
0.35%APY$70 over 24 months on $10,000Requirements
Product: There is a minimum balance requirement of $500.00 and 6 month to 24 month terms are available.
Offer: Minimum deposit of $500; minimum balance requirement of $500.00.
Rate checked
More details - 0.30%APY$50 over 20 months on $10,000intro rate
Requirements
Product: Rates Effective 10/1/2026. All rates subject to change.
Promotional rate · 0.30% interest rate · Effective Oct 1, 2026
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More details - 0.30%APY$60 over 24 months on $10,000
Requirements
Product: Allows the customer to change the rate of earnings on this account to the current rate offered for the Customer Choice CD once during the initial term and once during each renewal term.
Offer: Allows changing the rate of earnings to the current rate offered once during the initial term and once during each renewal term.
0.30% interest rate · Effective Oct 6, 2026
Rate checked
More details - United Bank of PhiladelphiaUnited Blue Certificates of DepositCD · 60 months · $500 min
Bank · 1 branch
0.30%APY$151 over 60 months on $10,000Requirements
Product: Must deposit $500 to open. May not make additional deposits. Withdrawals before maturity subject to penalty. 10-day grace period after maturity. Compounded daily, credited at maturity. Jumbo CDs available for $100,000 or more.
0.30% interest rate · Compounded daily · Effective Dec 31, 2025
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More details - 0.25%APY$25 over 1 year on $10,000with conditions
Requirements
Product: Simple interest paid at an annual rate. Requires interest be deposited into a QNB savings, checking, or money market account. Income CDs are available for in-branch account opening only. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Simple interest paid at an annual rate.
Qualified rate · 0.25% interest rate · Effective Sep 22, 2026
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More details - 0.25%APY$25 over 1 year on $10,000
Requirements
Product: Compounded interest. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: $100.00 minimum for QuiNBy's CDs.
0.25% interest rate · Effective Sep 22, 2026
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More details - 0.25%APY$25 over 1 year on $10,000
Requirements
Product: Compounded interest. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: $100.00 minimum for QuiNBy's CDs.
0.25% interest rate · Effective Sep 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Pennsylvania
2,598 CDs at 302 banks and credit unions · checked Oct 16–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.10%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch