Bank · FDIC insured
UNB Bank CD Rates
UNB Bank’s best CD rate is 4.05% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How UNB Bank’s CD rates compare
Compared with banks and credit unions near Sunbury, PA, where UNB Bank has the most branches. $10,000, best rate first.
This bank’s best
UNB Bank
4.05%APY
- Term
- 6 months
- Minimum
- $10,000
- Earns on $10,000
- $200
Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
First Keystone Community Bank
4.25%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $644
UNB Bank CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo2.73%
- 31–60 months31–60 mo3.55%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UNB Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.05%APY · 6 terms
Penalty may be imposed for withdrawals before maturity. Annual Percentage Yield based on monthly compounding. Minimum balance not required to maintain APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.95% | $196 |
| 12 months | 3.90% | $390 |
| 24 months | 2.63% | $533 |
| 36 months | 2.53% | $778 |
| 48 months | 2.43% | $1,008 |
| 60 months | 3.45% | $1,848 |
Sources (1)
- unb.bank/resources/deposit-rates · captured Oct 16, 2026
Irrevocable Burial Account CD
0.40%APY · 1 term
Excludes penalty for withdrawals before maturity. Annual Percentage Yield based on monthly compounding. Minimum balance not required to maintain APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.40% | $40 |
Sources (1)
- unb.bank/resources/deposit-rates · captured Oct 16, 2026
Special-purpose accounts
IRA CD
Up to 4.00%APY · 4 terms
Annual Percentage Yield based on quarterly compounding. Penalty may be imposed if closed before maturity. Minimum balance not required to maintain APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.00% | $400 |
| 24 months | 2.73% | $553 |
| 36 months | 2.63% | $810 |
| 60 months | 3.55% | $1,906 |
Sources (1)
- unb.bank/resources/deposit-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.