Credit union · NCUA insured
PENNSYLVANIA-AMERICAN WATER
A $12.1M credit union headquartered in Bethel Park, PA, with 1,326 members and 1 branch in Pennsylvania. Best rates: CDs 0.30% and savings 0.05% APY.
PENNSYLVANIA-AMERICAN WATER Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#42 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About PENNSYLVANIA-AMERICAN WATER
- Headquarters
- 6050 Library Rd, Bethel Park, PA 15102-4026
- NCUA charter
- 21556
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Pennsylvania-American Water FCUMain office6050 Library Rd, Bethel Park, PA 15102Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.84% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.40% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.26% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $35 | $59 | — |
- CapitalNet worth ratio12.84%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.40%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.26%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$35Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PENNSYLVANIA-AMERICAN WATER are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.