Credit union · NCUA insured
Your Choice Federal Credit Union CD Rates
Your Choice Federal Credit Union’s best CD rate is 0.35% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Your Choice Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Altoona, PA, where Your Choice Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Your Choice Federal Credit Union
0.35%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $70
Share Certificates (CD’s)
Top rate
ARC Federal Credit Union
4.33%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,363
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Your Choice Federal Credit Union CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo0.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Your Choice Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (CD’s)
Up to 0.35%APY · 4 terms
There is a minimum balance requirement of $500.00 and 6 month to 24 month terms are available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum deposit of $500; minimum balance requirement of $500.00 | 0.20% | $10 |
| 12 monthsMinimum deposit of $500; minimum balance requirement of $500.00 | 0.25% | $25 |
| 18 monthsMinimum deposit of $500; minimum balance requirement of $500.00 | 0.30% | $45 |
| 24 monthsMinimum deposit of $500; minimum balance requirement of $500.00 | 0.35% | $70 |
Sources (2)
All captured Sep 17, 2026
Who can join Your Choice Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, or a business legal entity located in most of the Altoona area.
Employers and groups
- Persons who are employed, retired, or members (with voting rights) of listed companies or organizations in the credit union's Field of Membership.
Family and household
- Family members (spouses, spouses of deceased members, children, siblings, parents, grandparents, grandchildren, including step-relatives) of members, and persons living in the same household.
Membership information collected October 5, 2026.