Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 376–390 results in Pennsylvania
- Peoples Security Bank & TrustCertificates of DepositCD · 9 months · $1,000 min · 1.75%–2.90% by balance
Bank · 37 branches
1.75%APY$131 over 9 months on $10,000Requirements
Product: Standard CDs; terms from 3 to 60 months. Minimum opening $1,000. Accurate as of 2026-10-23.
Offer: 9 Month Tier 1
1.74% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $50,000Your amount 1.75% $50,000 – $100,0009 Month Tier 2 1.95% $100,000 – $250,0009 Month Tier 3 2.70% $250,000 – $1,000,0009 Month Tier 4 2.90% Rate checked
More details - 1.75%APY$264 over 18 months on $10,000
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 18 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
1.74% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.75%APY$353 over 24 months on $10,000
Requirements
Product: Rates subject to change without notice.
Effective May 1, 2025
Rate checked
More details - Members 1st Federal Credit Union36-Month CertificateCD · 36 months · $500 min · 1.70%–2.05% by balance
Credit union · 59 branches
1.75%APY$534 over 36 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.69% interest rate
Rate by balance
Rate by balance for 36-Month Certificate Balance APY $500 – $10,000 1.70% $10,000 – $50,000Your amount 1.75% $50,000 – $75,000 1.80% $75,000 – $100,000 1.90% $100,000 – $500,000 2.00% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.05% Rate checked
More details - 1.70%APY$170 over 1 year on $10,000with conditions
Requirements
Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Qualified rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - Wheatland Federal Credit Union24 Month CertificateCD · 24 months · $500 min
Credit union · 3 branches
1.70%APY$343 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Mar 27, 2025
Rate checked
More details - 1.66%APY$250 over 18 months on $10,000
Requirements
Product: Let you increase your rate during the term. $500 minimum opening deposit and minimum balance. Dividends paid back monthly. Early withdrawal penalty applies.
Offer: 18 Month Bump Up Certificate.
1.65% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.66%APY$250 over 18 months on $10,000
Requirements
Product: 18 Month Add On Certificate. $500 minimum opening deposit and minimum balance. Additional deposits allowed. Dividends paid back monthly. Early withdrawal penalty applies.
Offer: 18 Month Add On Certificate. Additional deposits allowed.
1.65% interest rate · Effective Oct 16, 2026
Rate checked
More details - Members 1st Federal Credit Union30-Month CertificateCD · 30 months · $500 min · 1.60%–1.95% by balance
Credit union · 59 branches
1.65%APY$418 over 30 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.59% interest rate
Rate by balance
Rate by balance for 30-Month Certificate Balance APY $500 – $10,000 1.60% $10,000 – $50,000Your amount 1.65% $50,000 – $75,000 1.70% $75,000 – $100,000 1.80% $100,000 – $500,000 1.90% $500,000 – $1,000,000 1.90% $1,000,000 and up 1.95% Rate checked
More details - Susquehanna Valley Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · 1 branch
1.65%APY$503 over 36 months on $10,000Requirements
Product: Dividends are paid on the last day of each month and may be added to the Certificate, deposited to account, or mailed by check. Penalty may be imposed for early withdrawal and could reduce earnings.
Offer: Early withdrawal penalty may apply.
1.64% interest rate · Effective Jan 1, 2026
Rate checked
More details - Members 1st Federal Credit Union48-Month Bump Up CertificateCD · 48 months · $500 min · 1.60%–1.95% by balance
Credit union · 59 branches
1.65%APY$677 over 48 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Allows a one-time rate increase during the original term. Automatically renews as a standard certificate without bump-up option. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.59% interest rate
Rate by balance
Rate by balance for 48-Month Bump Up Certificate Balance APY $500 – $10,000 1.60% $10,000 – $50,000Your amount 1.65% $50,000 – $75,000 1.70% $75,000 – $100,000 1.80% $100,000 – $500,000 1.90% $500,000 – $1,000,000 1.90% $1,000,000 and up 1.95% Rate checked
More details - Penn East Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 1.60%–1.70% by balance
Credit union · 4 branches
1.60%APY$160 over 1 year on $10,000Requirements
Product: Open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period.
1.59% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $50,000Your amount 1.60% $50,000 – $100,000 1.65% $100,000 and up 1.70% Rate checked
More details - Wheatland Federal Credit Union18 Month CertificateCD · 18 months · $500 min
Credit union · 3 branches
1.60%APY$241 over 18 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Mar 27, 2025
Rate checked
More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: $5,000 minimum deposit. 12-month term. Early withdrawal flexibility; fee applies during the first six days of account opening. Interest compounded quarterly.
Offer: Fee applies during the first six days of account opening.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 1.50%APY$37 over 3 months on $10,000
Requirements
Product: Open with as little as $500. Flexible terms from 3 months to 60 months. Interest compounded daily and posted monthly, annually, or at maturity. Early withdrawal penalty may apply. Automatic renewal option. Available for all personal categories.
1.49% interest rate · Compounded daily
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,595 CDs at 302 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.06%
- Credit unions, typical
- 3.30%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch