Credit union · NCUA insured
Kinzua FCU
A $16.6M credit union headquartered in Warren, PA, with 1,825 members and 2 branches in Pennsylvania. Best rates: CDs 1.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: no accounts of this kind found on its website. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs611.75%for 16–30 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Kinzua FCU
- Headquarters
- 1770 Market St, Warren, PA 16365-1242
- NCUA charter
- 11391
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Kinzua Federal Credit UnionMain office1770 Market St, Warren, PA 16365Directions
- Kinzua Federal Credit Union115 Main St, Suite B, Tidioute, PA 16351Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.11% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.75% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $30 | $59 | — |
- CapitalNet worth ratio14.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.11%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.75%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$30Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Kinzua FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.