Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 226–240 results in Pennsylvania
- 3.75%APY$764 over 24 months on $10,000intro rate
Requirements
Product: Earnings compounded quarterly. Applies to new money only. No monthly maintenance fees. Penalty for early withdrawal applies.
Promotional rate · 3.70% interest rate · Compounded quarterly · Effective Oct 16, 2026
Rate checked
More details - Friendly Federal Credit UnionCertificates of DepositCD · 36 months · $500 min
Credit union · 2 branches
3.75%APY$1,168 over 36 months on $10,000Effective Apr 1, 2026
Rate checked
More details - 3.75%APY$1,202 over 37 months on $10,000intro rate
Requirements
Product: Locked rate for length of term. A wide range of terms available from 91 days to 7 years. Early withdrawals subject to penalty. Relationship Rates are available to qualifying customers.
Offer: 37 Month Special. Early withdrawal penalty applies.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$1,587 over 48 months on $10,000
Effective Sep 22, 2026
Rate checked
More details - 3.70%APY$91 over 3 months on $10,000
Requirements
Product: Minimum deposit required to open an account $500.00 to earn stated APY. Fixed dividend rate and APY for the term. Dividends compounded and credited monthly. Penalty may be imposed for early withdrawal of principal. Requires $5 deposit into a Membership Savings Account.
3.64% interest rate · Effective Jan 14, 2026
Rate checked
More details - 3.70%APY$276 over 9 months on $10,000
Requirements
Product: Open account in person. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Open account in person
3.68% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.70%APY$754 over 24 months on $10,000
Requirements
Product: Available In Branch and Online. Automatically renews at maturity.
Offer: Fixed rate for 24 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.64% interest rate · Effective Sep 25, 2026
Rate checked
More details - 3.70%APY$754 over 24 months on $10,000with conditions
Requirements
Product: Must be a CADFCU member (open to Curtiss-Wright EMD Cheswick employees and immediate families) and maintain a minimum balance of $20 (or $50 with a loan) in another share account. Maximum total contribution of $20,000 per member across accounts.
Offer: Subject to early withdrawal penalties if closed prior to maturity.
Qualified rate · Balance cap $20,000 · Effective Jul 27, 2026
Rate checked
More details - 3.69%APY$400 over 13 months on $10,000
Requirements
Product: Membership with Pheple FCU is required. Certificate will not automatically renew at maturity. Does not qualify for Legacy Member rate bump.
Offer: Minimum $100 deposit required to open certificate and earn stated APY. Dividends are compounded and credited monthly. Penalty for early withdrawal may reduce earnings.
3.75% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.67%APY$1,975 over 60 months on $10,000
Requirements
Product: Membership required with a $10 deposit. Penalty may be imposed for early withdrawal.
Offer: Daily Balance dividend method; daily compounding; dividends paid quarterly.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.67%APY$1,975 over 60 months on $10,000intro rate
Requirements
Product: Rates fixed at time of purchase. Dividends do not compound on the share certificate; paid into primary share account. Early withdrawal penalty may apply. Current rates apply to new money deposited from outside Americo FCU only.
Offer: Applies to new money only.
Promotional rate · 3.67% interest rate · Effective Sep 30, 2026
Rate checked
More details - 3.65%APY$181 over 6 months on $10,000
Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
3.59% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.65%APY$427 over 14 months on $10,000with conditions
Requirements
Offer: Certificate of Deposit Special; without relationship
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - 3.65%APY$552 over 18 months on $10,000
Requirements
Product: Federally insured by NCUA up to $250,000. No monthly maintenance fees. Minimum balance to open is $500. Dividends accrue daily and compound monthly. Automatically renews at maturity unless contacted on or before maturity date. 10-day grace period to redeem without penalty. Penalty for early withdrawal. $500 minimum daily balance required to earn APY.
Offer: Minimum daily balance of $500 to earn disclosed APY. Early withdrawal penalty applies. Automatically renews at maturity for same term unless redeemed within 10 calendar day grace period.
3.59% interest rate · Effective Oct 6, 2026
Rate checked
More details - Elderton State Bank6 Months – Tier accountCD · 6 months · $1,000 min · 3.50%–3.70% by balance
Bank · 3 branches
3.60%APY$178 over 6 months on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
Promotional rate · 3.45% interest rate
Rate by balance
Rate by balance for 6 Months – Tier account Balance APY Up to $10,000 3.50% $10,000 – $50,000Your amount 3.60% $50,000 – $2,000,000 3.70% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch