Bank · FDIC insured
PennCrest Bank
A $247.1M bank headquartered in Altoona, PA, with 8 branches in Pennsylvania. Best rates: CDs 3.75% and savings 0.50% APY.
PennCrest Bank Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#11 of 20 in Altoona, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About PennCrest Bank
PennCrest Bank has served its community since 1939, operating eight locations across Blair and Cambria counties in Pennsylvania.
- Headquarters
- 1201 12th St, Altoona, PA 16601
- FDIC certificate
- 30119 ↗
Branches
8 branches in Pennsylvania
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Pennsylvania
8 branches
Altoona area · 4
- PennCrest BankMain office1201 12th St, Altoona, PA 16601Directions
- Altoona Branch3301 Pleasant Valley Blvd, Altoona, PA 16602Directions
- 408 Allegheny Street Branch408 Allegheny St, Hollidaysburg, PA 16648Directions
- Williamsburg Branch101 High St, Williamsburg, PA 16693Directions
Johnstown area · 4
- Cresson Br700 2nd St, Cresson, PA 16630Directions
- Gallitzin Branch117 Chestnut St, Gallitzin, PA 16641Directions
- Nanty Glo Branch1306 Shoemaker St, Nanty-Glo, PA 15943Directions
- Patton Plaza Branch433 Railroad Ave, Patton, PA 16668Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.48% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.50% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.47% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $74 | $81 | — |
- CapitalLeverage ratio13.48%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.50%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.47%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$74Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of PennCrest Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.