Credit union · NCUA insured
Friendly Federal Credit Union
A $68.3M credit union headquartered in Aliquippa, PA, with 4,472 members and 2 branches in Pennsylvania. Best rates: CDs 3.75% and savings 1.50% APY.
Friendly Federal Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#11 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Friendly Federal Credit Union
Founded in 1955 as J & L Service Department Credit Union, Friendly Federal Credit Union is headquartered in Aliquippa, Pennsylvania.
The credit union adopted its current name in 1985 and expanded across four mergers, operating branch locations in Aliquippa and Baden.
- Headquarters
- 2000 Main St, Aliquippa, PA 15001-2760
- NCUA charter
- 10184
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Friendly Federal Credit UnionMain office2000 Main St, Aliquippa, PA 15001Directions
- Freindly FCU Baden Office384 State St, Baden, PA 15005Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.66% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.78% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $50 | $59 | — |
- CapitalNet worth ratio16.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.66%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.78%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$50Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Friendly Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.