Credit union · NCUA insured
Pheple FCU CD Rates
Top CarrotPheple FCU’s best CD rate is 3.69% APY on a 13-month share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 17, 2026.
How Pheple FCU’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Pheple FCU has the most branches. $10,000, best rate first.
This credit union’s best
Pheple FCU
3.69%APY
- Term
- 13 months
- Minimum
- $100
- Earns on $10,000
- $400
Promotional Certificates
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Promotional Certificates
3.69%APY · 1 term
Membership with Pheple FCU is required. Certificate will not automatically renew at maturity. Does not qualify for Legacy Member rate bump.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsMinimum $100 deposit required to open certificate and earn stated APY. Dividends are compounded and credited monthly. Penalty for early withdrawal may reduce earnings | 3.69% | $400 |
Sources (1)
- pheplefcu.org/savings-rates · captured Sep 17, 2026
Share Certificates
Up to 2.75%APY · 3 terms
Legacy Member Club Benefit: members 60 and older earn an additional 0.15%.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum $100.00 investment to open a share certificate and obtain the APY. Minimum average daily balance of $50.00 required to earn dividends. Penalty for early withdrawal may reduce earnings | 2.75% | $275 |
| 36 monthsMinimum $100.00 investment to open a share certificate and obtain the APY. Minimum average daily balance of $50.00 required to earn dividends. Penalty for early withdrawal may reduce earnings | 2.25% | $690 |
| 60 monthsMinimum $100.00 investment to open a share certificate and obtain the APY. Minimum average daily balance of $50.00 required to earn dividends. Penalty for early withdrawal may reduce earnings | 2.00% | $1,041 |
Special-purpose accounts
IRA Share Certificates
Up to 2.80%APY · 3 terms
Legacy Member Club Benefit: members 60 and older earn an additional 0.15%.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsA minimum average daily balance of $50.00 is required to earn dividends. Penalty for early withdrawal may reduce earnings | 2.80% | $280 |
| 36 monthsA minimum average daily balance of $50.00 is required to earn dividends. Penalty for early withdrawal may reduce earnings | 2.30% | $706 |
| 60 monthsA minimum average daily balance of $50.00 is required to earn dividends. Penalty for early withdrawal may reduce earnings | 2.05% | $1,068 |
Sources (1)
- pheplefcu.org/savings-rates · captured Sep 17, 2026
Who can join Pheple FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Allegheny, Armstrong, Fayette, Washington, or Westmoreland Counties are eligible for membership.
Family and household
- Immediate family members of individuals who live, work, worship, or attend school in Allegheny, Armstrong, Fayette, Washington, or Westmoreland Counties are eligible for membership.
Cost to join
- A $5 deposit into a share savings account is required to become a member.
Membership information collected October 5, 2026.