Credit union · NCUA insured
Americo FCU CD Rates
Top CarrotAmerico FCU’s best CD rate is 3.67% APY on a 5-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Americo FCU’s CD rates compare
Compared with banks and credit unions near Erie, PA, where Americo FCU has the most branches. $10,000, best rate first.
This credit union’s best
Americo FCU
3.67%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $1,975
Share Certificates
Top rate
Tendto Credit Union
4.40%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,402
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Americo FCU CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.46%
- 31–60 months31–60 mo3.67%
- QualifiedQualified3.67%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Americo FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.67%APY · 6 terms
Rates fixed at time of purchase. Dividends do not compound on the share certificate; paid into primary share account. Early withdrawal penalty may apply. Current rates apply to new money deposited from outside Americo FCU only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to new money only | 3.40% | $340 |
| 18 monthsApplies to new money only | 3.46% | $523 |
| 24 monthsApplies to new money only | 3.30% | $671 |
| 36 monthsApplies to new money only | 3.60% | $1,119 |
| 48 monthsApplies to new money only | 3.65% | $1,542 |
| 60 monthsApplies to new money only | 3.67% | $1,975 |
Special-purpose accounts
IRA Share Certificates
Up to 3.67%APY · 5 terms
Rates fixed at time of purchase. Dividends do not compound on the IRA share certificate; paid into member's IRA accumulation account. Early withdrawal penalty may apply. Current rates apply to new money deposited from outside Americo FCU only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to new money only | 3.40% | $340 |
| 24 monthsApplies to new money only | 3.30% | $671 |
| 36 monthsApplies to new money only | 3.60% | $1,119 |
| 48 monthsApplies to new money only | 3.65% | $1,542 |
| 60 monthsApplies to new money only | 3.67% | $1,975 |
Who can join Americo FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of participating Select Employee Groups (SEGs) / sponsor companies.
Family and household
- Immediate family members (spouse, children, grandchildren, parents, grandparents, siblings, step-children, step-parents) of an eligible member can join.
Cost to join
- A $5.00 minimum share deposit in a savings account is required to open an account and maintain membership.
Membership information collected October 5, 2026.