Best CD rates in Oregon

Requirements

Product: The daily balance method is used to calculate interest. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

Offer: 13 Months – Special term.

Requirements

Product: Member may bump the rate one (1) time to the current market rate - the new rate remains for the maturity which is based on the original certificate term. Account fees may reduce earnings. Penalty for early withdrawal of principal.

Offer: Term days: 731 – 1095.

Requirements

Product: Must maintain membership share requirement ($25.00 par value). Dividends compounded and credited monthly. Dividends calculated using the daily balance method.

Offer: Limited time offer.

Requirements

Product: Minimum deposit of $250 required. Member merits do not apply. For new money only (funds not on deposit during promotion period, unless deposited in prior 30 days; cannot be transferred from existing account). Limited time offer. Early withdrawal penalties apply.

Offer: Dividend rate is 3.68%. For new money only. Member merits do not apply. Accurate as of 9/1/2026.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: Penalties for early withdrawal will be assessed. 36, 48 and 60 month certificates allow one additional deposit and one rate bump during the certificate term.

Requirements

Product: Each $25 deposit earns an entry into monthly and quarterly prize drawings. Unlimited deposits allowed subject to Official Account and Prize Entry Rules.

Offer: Participating members may deposit unlimited funds with an unlimited number of deposits.

Requirements

Product: After account is opened, additional deposits are not allowed. Early withdrawal penalty applies: 12 months or less: $25 plus 90 days dividends; 13–24 months: $25 plus 180 days dividends; 25–60 months: $25 plus 270 days dividends.

Requirements

Product: Minimum deposit of $250 required. Member merits do not apply. For new money only. Certificate owner may increase the interest rate one time during the term to match the current rate offered on the standard 24-month certificate, not to exceed an increase of 0.50%. Limited time offer. Early withdrawal penalties apply.

Offer: Dividend rate is 3.68%. One-time rate bump up to 0.50% during term to match standard 24-month certificate rate. New money only. Member merits do not apply. Accurate as of 9/1/2026.

Requirements

Product: Rates may change monthly as determined by the Board of Directors. All term share accounts will have an early withdrawal penalty of 2% of the current term share balance.

Offer: Term Share Specials. Limited time offer and can be discontinued at anytime. Dividends compounded and credited monthly.

Requirements

Product: Federally insured by NCUA up to $250,000. Membership eligibility required. Fixed rate and term. Penalty applies for early withdrawal. 10-day grace period at maturity for penalty-free renewals and additional deposits. Dividends compounded and credited monthly based on daily balance method. Dividends can be paid and transferred monthly to another account (reduces APY).

Offer: Early withdrawal penalty: dividends since issuance/renewal or 120 days dividends, whichever is smaller. Dividends compounded and credited monthly. Daily balance method.

Requirements

Product: $500 minimum opening deposit for Regular Certificates. Penalty for early withdrawal may apply. Additional deposits not permitted after account opening. Early withdrawal penalty: 12 months or less = 90 days' interest; greater than 12 months up to 35 months = 180 days' interest; greater than 35 months = 270 days' interest. 10-day renewal grace period. Optima Club 60 Mo Certificate requires $2,500 minimum opening balance.

Requirements

Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.