Credit union · NCUA insured
44 North Credit Union CD Rates
44 North Credit Union’s best CD rate is 3.80% APY on a 15-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How 44 North Credit Union’s CD rates compare
Compared with banks and credit unions near Albany, OR, where 44 North Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
44 North Credit Union
3.80%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $477
Share Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Central Willamette Credit Union
4.16%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $750
- Earns on $10,000
- $416
44 North Credit Union CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo1.30%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.85%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 44 North Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.80%APY · 6 terms
Must maintain membership share requirement ($25.00 par value). Dividends compounded and credited monthly. Dividends calculated using the daily balance method.
| Term | APY · $500 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 – $249,999 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 1.30% | 1.30% | 1.30% | 1.30%1.30% $25k–$100k1.30% $100k–$250k | $65 |
| 12 months | 2.55% | 2.55% | 2.55% | 2.55%2.55% $25k–$100k2.55% $100k–$250k | $255 |
| 15 monthsLimited time offer | 3.80% | 3.80% | 3.80% | 3.80%3.80% $25k–$100k3.80% $100k–$250k | $477 |
| 18 months | 2.65% | 2.65% | 2.65% | 2.65%2.65% $25k–$100k2.65% $100k–$250k | $400 |
| 24 months | 2.75% | 2.75% | 2.75% | 2.75%2.75% $25k–$100k2.75% $100k–$250k | $558 |
| 36 months | 2.85% | 2.85% | 2.85% | 2.85%2.85% $25k–$100k2.85% $100k–$250k | $880 |
Sources (4)
- 44northcu.org/forms-disclosure…savings-rates-disclosure
- 44northcu.org/savings
- 44northcu.org/cd-special
- 44northcu.org
All captured Sep 15, 2026
Who can join 44 North Credit Union
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