Credit union · NCUA insured
Point West Credit Union CD Rates
Point West Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Point West Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, OR-WA, where Point West Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Point West Credit Union
3.75%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $375
Regular Share Certificate of Deposit
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
iQ Credit Union
4.50%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000
- $260
Point West Credit Union CD score
70
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo0.70%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.60%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Point West Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificate of Deposit
Up to 3.75%APY · 6 terms
Penalties for early withdrawal will be assessed. 36, 48 and 60 month certificates allow one additional deposit and one rate bump during the certificate term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.70% | $17 |
| 12 months | 3.75% | $375 |
| 24 months | 2.50% | $506 |
| 36 monthsAllows one (1) additional deposit and one (1) rate bump during the certificate term. Bumped rate only applies to dividends accrued on currently deposited funds through remainder of maturity term | 2.60% | $800 |
| 48 monthsAllows one (1) additional deposit and one (1) rate bump during the certificate term. Bumped rate only applies to dividends accrued on currently deposited funds through remainder of maturity term | 2.35% | $974 |
| 60 monthsAllows one (1) additional deposit and one (1) rate bump during the certificate term. Bumped rate only applies to dividends accrued on currently deposited funds through remainder of maturity term | 2.50% | $1,314 |
Sources (1)
- pointwestcu.com/personal/certificates-of-deposit · captured Sep 15, 2026
Save To Win Certificate of Deposit
3.75%APY · 1 term
Each $25 deposit earns an entry into monthly and quarterly prize drawings. Unlimited deposits allowed subject to Official Account and Prize Entry Rules.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsParticipating members may deposit unlimited funds with an unlimited number of deposits | 3.75% | $375 |
Sources (1)
- pointwestcu.com/personal/certificates-of-deposit · captured Sep 15, 2026
Who can join Point West Credit Union
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