Bank · FDIC insured
Oregon Coast Bank CD Rates
Oregon Coast Bank’s best CD rate is 3.85% APY on a 13-month CD. Terms run from 9 months to 3 years. Rates checked October 22, 2026.
How Oregon Coast Bank’s CD rates compare
Compared with banks and credit unions near Newport, OR, where Oregon Coast Bank has the most branches. $10,000, best rate first.
This bank’s best
Oregon Coast Bank
3.85%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $418
Certificates of Deposit (CDs)
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
1st Security Bank
4.17%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $417
Oregon Coast Bank CD score
69
CD score
Higher than 25% of U.S. banks and credit unions
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo1.75%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oregon Coast Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.85%APY · 6 terms
The daily balance method is used to calculate interest. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown152 Day – Special term | 3.75% | $0 |
| Unknown182 Day term | 2.50% | $0 |
| 9 months9 Months – Special term | 3.70% | $276 |
| 12 months | 2.50% | $250 |
| 13 months13 Months – Special term | 3.85% | $418 |
| 24 months | 2.50% | $506 |
| 36 months | 1.75% | $534 |
Sources (1)
- oregoncoast.bank/deposit-rates · captured Oct 3, 2026
Special-purpose accounts
Savers Club CD
4.00%APY · 1 term
Variable-rate CD with terms from 6 Months to 60 Months. Interest rate and annual percentage yield may change after account opening. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–60 monthsTerms 6 Months – 60 Months: interest rate and annual percentage yield may change after account opening | 4.00% | $198 |
Sources (1)
- oregoncoast.bank/deposit-rates · captured Oct 3, 2026
IRA Certificates of Deposit
Up to 3.85%APY · 3 terms
Available as Traditional, Roth, or Rollover IRAs. The bank charges no fees to open, fund, or maintain your account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.50% | $250 |
| 13 months13 Months IRA – Special term | 3.85% | $418 |
| 24 months | 2.50% | $506 |
Sources (2)
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.