Bank · FDIC insured
Oregon Coast Bank
A $446.3M bank headquartered in Newport, OR, with 7 branches in Oregon. Best rates: CDs 3.85% and savings 1.00% APY.
Oregon Coast Bank Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#6 of 11 in Newport, OR metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Oregon Coast Bank
Founded in 2001, Oregon Coast Bank is headquartered in Newport, Oregon.
A group of local business owners established the bank to serve coastal companies and residents whose needs were unmet by larger institutions.
Operating six offices, the bank provides tailored financial services to coastal communities and industries including fishing and timber.
- Headquarters
- 909 Se Bay Blvd, Newport, OR 97365
- FDIC certificate
- 57373 ↗
Branches
7 branches in Oregon
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Oregon
7 branches
Newport area · 4
- Oregon Coast BankMain office909 Se Bay Blvd, Newport, OR 97365Directions
- Lincoln City Branch1298 Sw Harbor Ave, Lincoln City, OR 97367Directions
- Toledo Branch305 Nw 1st St, Toledo, OR 97391Directions
- Waldport Branch285 Nw Maple St, Waldport, OR 97394Directions
Coos Bay area · 1
- Coos Bay Branch1390 N Bayshore Dr, Coos Bay, OR 97420Directions
Pacific City area · 1
- Pacific City Branch35940 Airport Way, Pacific City, OR 97135Directions
Tillamook area · 1
- Tillamook Branch2211 Highway 101 N, Tillamook, OR 97141Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.43% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.65% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.12% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $66 | $81 | — |
- CapitalLeverage ratio10.43%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.65%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.12%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$66Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Oregon Coast Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.