Credit union · NCUA insured
Oregonians Credit Union
A $341.7M credit union headquartered in Milwaukie, OR, with 18,157 members and 7 branches in Oregon. Best rates: CDs 4.05% and savings 0.87% APY.
Oregonians Credit Union Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#6 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Oregonians Credit Union
Founded in 1936, Oregonians Credit Union is a member-governed financial cooperative headquartered in Milwaukie, Oregon.
The credit union operates branch locations in Beaverton, Gresham, Milwaukie, NE Portland, Oregon City, Prineville, and St. Johns.
- Headquarters
- 6915 SE Lake Rd, Milwaukie, OR 97267
- NCUA charter
- 68669
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school in eligible Oregon counties are eligible to join.
Family and household
- Immediate family members of an Oregonians member in good standing are eligible to join.
Cost to join
- A $10 opening deposit is required to establish membership.
Branches
7 branches in Oregon
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Oregon
7 branches
Portland area · 6
- 99 - Milwaukie Administration OfficeMain office6915 SE Lake Rd, Milwaukie, OR 97267Directions
- 03 - Beaverton Branch11240 SW Allen Blvd, Beaverton, OR 97005Directions
- 02 - Gresham Branch247 E Powell Blvd, Gresham, OR 97030Directions
- 11 - Oregon City Branch19360 Molalla Ave, Oregon City, OR 97045Directions
- 04 - St Johns Branch7825 N Lombard St, Portland, OR 97203Directions
- 07 - 20th Branch336 NE 20th Ave, Portland, OR 97232Directions
Bend area · 1
- 12 - Prineville Branch110 NE 5th St, Prineville, OR 97754Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.45% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.15% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.74% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $80 | $76 | — |
- CapitalNet worth ratio16.45%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.15%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.74%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$80Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Oregonians Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.