Compare Bank & Credit Union Rates
Best CD rates in Ohio
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Ohio
- 4.75%APY
Requirements
Product: Must open initial accounts in-person at a branch office. Penalties apply for early withdrawal. Select terms from 3 months to 5 years available; contact local branch for other terms and rates.
Offer: Requires $500 minimum balance to earn the APY. Penalty for early withdrawal.
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More details - 4.50%APY$450 over 1 year on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. After account is opened, no deposits/withdrawals permitted until maturity date. Certificates automatically renew at maturity for same term at current market rate. Available on terms from 6 months to 60 months (and 3 month term). Option to choose whether dividends are compounded internally, paid by check, or deposited to another GenFed account.
4.41% interest rate · Effective Oct 1, 2026
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More details - 4.50%APY$450 over 1 year on $10,000
Requirements
Product: Minimum opening deposit is $1,000 ($500 for Dollar Dog Kids and Cha-Ching Teen Club members). Terms range from 6 months to 7 years (84 months). Dividends are calculated using average daily balance method, compounded and paid daily. Membership eligibility required.
Offer: Minimum daily balance to earn dividends is $1,000.00. Dollar Dog Kids and Cha-Ching Teen Club members can open with $500.00 minimum deposit.
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.50%APY$450 over 1 year on $10,000intro rate
Requirements
Product: $1,000 minimum opening deposit required for 12 Month Special using funds not currently on deposit at GreenWay Bank. CD specials renew at a 12 Month term; all others renew at original term. Interest credited quarterly (3 Month compounded at maturity). Penalty may be imposed for early withdrawal.
Offer: 12 Month Special (new money). Compounding quarterly. Renews at a 12 Month term. $1,000 minimum opening deposit required using funds not currently on deposit at GreenWay Bank.
Promotional rate · 4.43% interest rate · Effective Sep 22, 2026
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More details - 4.39%APY$439 over 1 year on $10,000
Requirements
Product: Must be registered for Online Banking or book an appointment to apply in person. Safe, secure savings for First Responders.
4.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - Children's Medical Center Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 1 branch
4.31%APY$431 over 1 year on $10,000Requirements
Product: Must maintain a minimum daily balance of $500.00 each day to obtain disclosed APY. Compounded daily, credited quarterly. Early withdrawal penalty applies.
4.30% interest rate · Compounded daily · Effective Jan 25, 2024
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More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
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More details - 4.30%APY$430 over 1 year on $10,000
Requirements
Product: Interest is compounded daily and paid monthly (quarterly and annual payment also available). Fixed rate for the term of the certificate. May be set up to automatically renew. Early withdrawal penalties apply.
Offer: Early withdrawal penalty is 90 days. Daily compounding.
4.21% interest rate · Compounded daily · Effective Sep 2, 2026
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More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Fixed rates compounded monthly. Funds can be withdrawn for a down payment on a SFCU loan without penalty. Penalty may be imposed for early withdrawal.
4.17% interest rate · Compounded monthly · Effective Oct 16, 2026
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More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Southeast Ohio residents; $1,000 minimum deposit; fixed dividend terms; withdrawal penalties apply.
4.16% interest rate
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More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Dividends compound monthly and are computed on daily balance. Fixed rate of maturity. Up to three-month dividend penalty for early withdrawal prior to maturity. Offers subject to Achieve CU membership eligibility.
Offer: Dividends compound monthly.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - The Ohio Valley Bank CompanyLimited Time CD SpecialsCD · 12–18 months · $5,000 min
Bank · 10 branches
4.25%APYintro rateRequirements
Product: All certificates are automatically renewable. $5,000.00 initial deposit required except those age 18 and under may open with $500. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. Public funds over $250,000.00 excluded from this offer.
Offer: 12 thru 18 Month Certificate of Deposit. $5,000.00 initial deposit required except those age 18 and under may open with $500. Public funds over $250,000.00 excluded.
Promotional rate · 4.16% interest rate · Effective Oct 5, 2026
Rate checked
More details - Fasson Employees' Federal Credit UnionCertificate AccountsCD · 12 months · $1,000 min
Credit union · 1 branch
4.25%APY$425 over 1 year on $10,000Requirements
Product: Available to all U.S. employees of Avery Dennison Corporation and their family members.
Offer: Dividends are paid at maturity. Additional deposits are not allowed.
4.25% interest rate · Effective Sep 23, 2026
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More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Membership eligibility required with a minimum deposit of $5 in a savings account. Penalty may be imposed for early withdrawal.
Effective Sep 22, 2026
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More details - 4.23%APY$423 over 1 year on $10,000
Requirements
Product: Available to members. A minimum balance of $500.00 is required to purchase a certificate of deposit. Lock-in shares for terms ranging from 3 to 60 months. Dividends are earned monthly and paid out by transfer to savings/checking, reinvestment, or mailed check. After opening, interest rate is fixed for the term. Penalty for early withdrawal is 90 days interest on the amount withdrawn. Fees could reduce earnings.
Offer: Fourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest.
4.15% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Ohio
313 CDs at 248 banks and credit unions · checked Oct 16–22
- Typical
- 3.50%
- Top 10% from
- 4.06%
- Banks, typical
- 2.45%
- Credit unions, typical
- 3.55%
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Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch