Compare Bank & Credit Union Rates
Best CD rates in Ohio
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 271–285 results in Ohio
- 3.35%APY$1,100 over 38 months on $10,000
Requirements
Product: Dividends paid quarterly. Rates are subject to change without notice.
Offer: For balances $4,000.00 and above.
3.30% interest rate · Effective Sep 1, 2021
Rate checked
More details - 3.34%APY$334 over 1 year on $10,000
Requirements
Product: Certificate rates may change daily.
3.30% interest rate
Rate checked
More details - Greater Cincinnati Credit UnionRegular Share CertificatesCD · 6 months · $300 min
Credit union · 4 branches
3.30%APY$164 over 6 months on $10,000Requirements
Product: All Term Certificates are subject to penalties for early withdrawal. Dividends Paid Monthly.
Offer: Dividend rate is calculated on a daily basis; APY based on dividends accumulating to account
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$330 over 1 year on $10,000
Requirements
Product: Rates are subject to change.
Offer: Rates are subject to change.
3.25% interest rate
Rate checked
More details - Jeep Country Federal Credit UnionShare Certificate AccountsCD · 36 months · $1,000 min
Credit union · 3 branches
3.30%APY$1,023 over 36 months on $10,000Requirements
Product: Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal. Dividends cannot be paid in excess of earnings.
Offer: Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal.
3.26% interest rate · Effective Oct 16, 2026
Rate checked
More details - Sylvania Area Federal Credit UnionCertificates (Regular)CD · 36 months · $500 min · 3.20%–3.30% by balance
Credit union · 1 branch
3.30%APY$1,023 over 36 months on $10,000Requirements
Product: Minimum deposit $500. Maximum amount per CD is $50,000.00. Rates are subject to change at any time.
Offer: Max amount per CD is $50,000.00
3.20% interest rate
Rate by balance
Rate by balance for Certificates (Regular) Balance APY $500 – $4,999 3.20% $5,000 – $50,000Your amount 3.30% Rate checked
More details - 3.25%APY$134 over 5 months on $10,000
Requirements
Product: Open with $500 minimum deposit. No monthly service charge. Fixed interest rate for deposit term. Interest payments can be paid monthly, quarterly, semi-annually or compounded. Electronic notices are available with frequency dependent upon deposit term. Online account access included.
3.21% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.25%APY$548 over 20 months on $10,000
Requirements
Product: Bump Up is a one-time adjustment to current rate, up to 100 basis points (1.00%). Dividends compound quarterly. Early withdrawal penalty applies. Exercising your bump-up option means that your rate will adjust to the stated current rate at the time you exercise the option. Maximum rate adjustment of 100 basis points. The new rate will carry forward from the date you exercise the bump-up option and will not be retroactive.
Offer: $5,000 min. to open 20-month. Bump Up is a one-time adjustment to current rate, up to 100 basis points.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Greater Cincinnati Credit UnionOne Up Share CertificatesCD · 30 months · $1,000 min
Credit union · 4 branches
3.25%APY$832 over 30 months on $10,000Requirements
Product: Provides members with a one time option to raise the dividend rate for the remainder of the term of the certificate. All Term Certificates are subject to penalties for early withdrawal. Dividends Paid Monthly.
Offer: Dividend rate is calculated on a daily basis; APY based on dividends accumulating to account
3.20% interest rate
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More details - 3.25%APY$1,007 over 36 months on $10,000
3.20% interest rate
Rate checked
More details - 3.25%APY$1,007 over 36 months on $10,000
Requirements
Product: Transaction limitations apply. Rates are fixed at the time the certificate is purchased. Dividends are added monthly, or members may request dividends added to regular share account or sent by check. Certificates automatically renew at current rate for same term.
3.20% interest rate · Effective Feb 5, 2024
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.20%APY
Requirements
Product: Choose term between 38 to 64 months. Deposits in a minimum amount of $100.00 may be added without extending maturity or changing term/rate. One-time per-term option to request a rate change without extending maturity. Early withdrawal penalties apply.
Offer: Minimum additional deposit amount is $100.00. One-time per-term option to request a rate change without extending maturity.
3.15% interest rate · Effective Oct 5, 2026
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More details - 3.20%APY$1,343 over 48 months on $10,000
Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch