Credit union · NCUA insured
Softite FCU CD Rates
Softite FCU’s best CD rate is 3.34% APY on a 1-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Softite FCU’s CD rates compare
Compared with banks and credit unions near Wheeling, WV-OH, where Softite FCU has the most branches. $10,000, best rate first.
This credit union’s best
Softite FCU
3.34%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $334
Certificate
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Unified Bank
4.31%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $919
Softite FCU CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo3.15%
- 9–15 months9–15 mo3.34%
- 16–30 months16–30 mo2.98%
- QualifiedQualified3.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Softite FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.34%APY · 5 terms
Certificate rates may change daily.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months | — | 2.80% | 2.80% | — | 2.80%2.80% from $5k | $69 |
| 6 months | 2.90% | 3.05% | — | 3.15% | 2.90%3.05% from $1k3.15% from $10k | $144 |
| 12 months | 3.34% | — | — | 3.34% | 3.34%3.34% from $10k | $334 |
| 18 months | — | 2.98% | — | — | 2.98% | $450 |
| 24 months | — | 2.98% | — | — | 2.98% | $605 |
Sources (1)
- softitecfcu.com/deposit-rates · captured Sep 26, 2026
Special-purpose accounts
12 Month Youth Certificate
3.34%APY · 1 term
Certificate rates may change daily.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.34% | $334 |
Sources (1)
- softitecfcu.com/deposit-rates · captured Sep 26, 2026
Who can join Softite FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.