Credit union · NCUA insured
Champion Credit Union
A $74.1M credit union headquartered in Toledo, OH, with 5,482 members and 3 branches in Ohio. Best rates: CDs 3.25% and savings 1.26% APY.
Champion Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#7 of 31 in Toledo, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Champion Credit Union
Champion Credit Union, Inc. is a member-owned financial cooperative chartered by the state of Ohio in 1941, operating three locations to serve members.
Originally known as Champion Factory Credit Union, it later became Champion Employees Credit Union before changing its name to Champion Credit Union, Inc.
- Headquarters
- 4140 W Laskey Rd, Toledo, OH 43623-3758
- NCUA charter
- 63100
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Lucas County are eligible for membership.
Employers and groups
- Individuals affiliated with over 140 select groups are included in the field of membership.
Family and household
- Individuals residing in the same household as current members are eligible for membership.
Branches
3 branches in Ohio
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Ohio
3 branches
- Main OfficeMain office4140 W Laskey Rd, Toledo, OH 43623Directions
- Sylvania Ohio Branch7525 Sylvania Ave, Sylvania, OH 43560Directions
- South Toledo Branch1347 S Detroit Ave, Toledo, OH 43614Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.58% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.86% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $39 | $59 | — |
- CapitalNet worth ratio11.58%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$39Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Champion Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.