Credit union · NCUA insured
Softite FCU
A $37M credit union headquartered in Martins Ferry, OH, with 3,845 members and 3 branches in Ohio. Best rates: CDs 3.34% and savings 1.76% APY.
Softite FCU Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#6 of 13 in Wheeling, WV-OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Softite FCU
- Headquarters
- 1201 S Zane Hwy, Martins Ferry, OH 43935-1965
- NCUA charter
- 19433
Branches
3 branches in Ohio
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Ohio
3 branches
Wheeling area · 2
- Softite Community FCUMain office1201 S Zane Hwy, Martins Ferry, OH 43935Directions
- Softite Community Federal Credit Union51370 National Rd, St. Clairsville, OH 43950Directions
Weirton area · 1
- Softite Community Federal Credit Union100 Longview Ave, Mingo Junction, OH 43938Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.68% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.91% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.84% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio15.68%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.91%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.84%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Softite FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.