Credit union · NCUA insured
Champion Credit Union CD Rates
Champion Credit Union’s best CD rate is 3.25% APY on a 3-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Champion Credit Union’s CD rates compare
Compared with banks and credit unions near Toledo, OH, where Champion Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Champion Credit Union
3.25%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,007
Term Share Certificate Accounts
Top rate
Fremont Federal Credit Union
5.10%APY
- Term
- 84 months
- Minimum
- $1,000
- Earns on $10,000
- $4,165
2nd-highest rate
Educational Community Alliance CU
4.58%APY
- Term
- 48 months
- Minimum
- —
- Earns on $10,000
- $1,962
Champion Credit Union CD score
69
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Champion Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate Accounts
Up to 3.25%APY · 6 terms
Transaction limitations apply. Rates are fixed at the time the certificate is purchased. Dividends are added monthly, or members may request dividends added to regular share account or sent by check. Certificates automatically renew at current rate for same term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.00% | $100 |
| 12 months | 3.00% | $300 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificate Accounts
Up to 3.25%APY · 5 terms
Transaction limitations apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
Sources (1)
- championcu.org/home/rates · captured Sep 17, 2026
Young Savers Certificate Accounts
0.55%APY · 1 term
Transaction limitations apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.55% | $55 |
Sources (1)
- championcu.org/home/rates · captured Sep 17, 2026
Who can join Champion Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Lucas County are eligible for membership.
Employers and groups
- Individuals affiliated with over 140 select groups are included in the field of membership.
Family and household
- Individuals residing in the same household as current members are eligible for membership.
Membership information collected October 5, 2026.