Compare Bank & Credit Union Rates
Best CD rates in Ohio
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–180 results in Ohio
- 3.97%APY$601 over 18 months on $10,000
Requirements
Product: All members are required to open and maintain a Savings account ($25.00 membership share) in order to have any other HFCU product or service. Penalty applies for early withdrawal when made other than according to terms on certificate, except for 11-month certificates.
3.90% interest rate · Effective Oct 2, 2026
Rate checked
More details - Associated School Employees CUCertificates (Regular)CD · 12 months · $1,000 min
Credit union · 4 branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal. $1,000 minimum to open and earn dividends/interest. Rates subject to change at any time. Fees could reduce earnings.
Offer: A penalty will or may be imposed for early withdrawal.
3.88% interest rate · Effective Oct 5, 2026
Rate checked
More details - Superior Credit UnionWealthBuilder Share CertificateCD · 12 months · $100 min
Credit union · 24 branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Offer: Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - Superior Credit UnionPercy Pig Super Saver CertificateCD · 12 months · $100 min
Credit union · 24 branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week. Additional deposits permitted.
Offer: Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week. Allows adding to certificate.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.95%APY$429 over 13 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. $500.00 minimum deposit to open. Early withdrawal penalties may apply.
Offer: Promotional rates available for new money only (money not currently on deposit with the bank).
Promotional rate · 3.89% interest rate · Effective Oct 16, 2026
Rate checked
More details - Greater Wayne Community FCUCertificate of DepositCD · 25 months · $1,000 min
Credit union · 2 branches
3.92%APY$834 over 25 months on $10,000intro rateRequirements
Product: Additional Deposits: Not Allowed Withdrawals: Allowed Dividends Only. Renewable: Automatic. Dividends Compounded: Quarterly. Rates may be subject to change.
Offer: 25 Month Share Certificate Special. Minimum balance $1,000.
Promotional rate · 3.85% interest rate
Rate checked
More details - The Peoples Savings & Loan CompanyCertificate Of DepositCD · 12 months · $1,000 min
Bank · 2 branches
3.91%APY$391 over 1 year on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Institution generally does not accept nor retain deposits owned by persons residing outside their normal geographical service area.
Offer: A penalty will be imposed for early withdrawal. Balance required is daily balance.
3.85% interest rate · Effective Oct 13, 2026
Rate checked
More details - 3.91%APYwith conditions
Requirements
Product: Minimum deposit to open is $500.00. Early withdrawal penalty may apply. Maturity in whole months only. APY is for minimum term only.
Offer: Gold Rate tier. Requires Gold Membership Package (Average Savings Product Balance Relationship of $20,000.00 or greater or Aggregate Balance Relationship of $20,000.00 or greater with direct deposit or payroll deductions of at least $500.00/month).
Qualified rate · 3.85% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.90%APY$193 over 6 months on $10,000
Requirements
Product: Penalty imposed for early withdrawal. Rates subject to change. Interest compounds monthly. Fees may reduce earnings. Renewable. APYs reflect interest compounded and credited monthly, remaining until maturity. Quarterly, semi-annual, and annual compounding available upon request with mandatory interest payouts.
Offer: 182 Days / 6-month CD. Interest compounds monthly. Renewable. Early withdrawal penalty applies.
3.83% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.90%APY$193 over 6 months on $10,000
Rate checked
More details - 3.90%APY$226 over 7 months on $10,000
Requirements
Product: No setup fees or monthly service fees. Early withdrawals subject to penalty. All funds insured by NCUA up to statutory limits.
Offer: Minimum $1000 deposit required.
Rate checked
More details - Honda Federal Credit UnionFlex Savings CertificateCD · 20 months · $10,000 min
Credit union · 5 branches
3.90%APY$658 over 20 months on $10,000intro rateRequirements
Product: Penalty will be imposed for early withdrawal from term share accounts. Flex features: Penalty-free deposits and withdrawals allowed during a 10-day window at month 5 or 10 depending on the Flex CD you have (amount must stay at or above minimum); automatic rate increase at 5 or 10 month mark if rates for Flex Certificates increase; optional automatic renewal.
Offer: Limited Time Offer. Flex Premier tier. Early withdrawal penalty applies. Add/withdraw penalty-free at 10-day window.
Promotional rate · 3.82% interest rate · Effective Oct 12, 2026
Rate checked
More details - 3.90%APY$795 over 24 months on $10,000
Requirements
Product: Rates are subject to change. Business account holders do not qualify for Relationship Rates. Dividends are compounded monthly and credited monthly on the last day of the month and at maturity.
Offer: Platinum relationship tier
3.83% interest rate · Compounded monthly · Effective Feb 20, 2026
Rate checked
More details - KH Credit UnionShare CertificatesCD · 48 months · $500 min · 3.90%–4.00% by balance
Credit union · 1 branch
3.90%APY$1,654 over 48 months on $10,000Requirements
Product: Minimum deposit is $500.00. Early withdrawal penalty: 90 days interest for maturities up to and including 12 months; 365 days interest for maturities greater than 12 months. Insured up to $250,000 by American Share Insurance.
3.83% interest rate · Effective Jul 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Any balanceYour amount 3.90% $50,000 and upJumbo rate ($50,000+) 4.00% Rate checked
More details - 3.85%APY$287 over 9 months on $10,000
Requirements
Product: All certificates carry penalties for early withdrawal. Initial investments as low as $500.00. Interest calculated using daily balance method.
Offer: APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
3.78% interest rate · Effective Nov 10, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
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Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch