Credit union · Privately insured
OHecu
A $158.2M credit union headquartered in Seven Hills, OH, with 14,709 members and 4 branches in Ohio. Best rates: CDs 3.82% and savings 0.45% APY.
OHecu Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#30 of 60 in Cleveland, OH metroHow the score works →
Deposits are privately insured, not by the federal government.
About OHecu
The Ohio Educational Credit Union is a member-owned financial cooperative founded in 1933 as the Cleveland Teachers Credit Union.
It serves educational institutions, students, alumni, employees, and community partner organizations across Ohio.
- Headquarters
- 4141 Rockside Rd Ste 400, Seven Hills, OH 44131
- NCUA charter
- 95107
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of businesses partnered with OHecu through the Select Employer Group (SEG) program are eligible for membership.
Military, government and schools
- Employees and retirees of educational institutions in Ohio are eligible for membership.
- Individuals of organizations in Ohio that incorporate schools or educational programs in their general operations are eligible for membership.
- Students and alumni of educational institutions in Ohio are eligible for membership.
- Individuals in Ohio offering educational services or activities, such as tutors, are eligible for membership.
Family and household
- Relatives of existing members (including spouse, child, sibling, parent, grandparent, or grandchild) are eligible for membership.
Branches
4 branches in Ohio
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Ohio
4 branches
Cleveland area · 3
- Cleveland Branch2921 Community College Ave, Cleveland, OH 44115Directions
- Lakewood17526 Madison Ave, Lakewood, OH 44107Directions
- Oberlin55 E College St, Unit 2, Oberlin, OH 44074Directions
Zanesville area · 1
- Zanesville905 Zane St Ste 1, First Floor, Zanesville, OH 43701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.36% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.18% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.49% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $77 | $76 | — |
- CapitalNet worth ratio8.36%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.18%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.49%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$77Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of OHecu are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.