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Compare Bank & Credit Union Rates

Best CD rates in New York

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 316–330 results in New York

  1. Academic Federal Credit UnionTraditional Share CertificateCD · 36 months · $5,000 min

    Credit union · 1 branch

    2.50%APY$769 over 36 months on $10,000
  2. Top Carrot, Carrot Score 89
    Town of Hempstead Employees Federal Credit UnionFlex CertificateCD · 36–48 months · $1,000 min

    Credit union · 2 branches

    2.28%APY
  3. Plattsburgh City School District Federal Credit UnionShare CertificateCD · 10 months · $10,000 min

    Credit union · 1 branch

    2.02%APY$168 over 10 months on $10,000
  4. Top Carrot, Carrot Score 87
    Canandaigua FCUSpecial Rate: New MoneyCD · 12 months

    Credit union · 1 branch

    2.02%APY$202 over 1 year on $10,000intro rate
  5. Brockport FCUShare Certificates (CD's)CD · 6 months · $500 min

    Credit union · 1 branch

    2.02%APY$100 over 6 months on $10,000
  6. Niagara Falls Teachers Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    2.00%APY$200 over 1 year on $10,000intro rate
  7. Academic Federal Credit UnionFLEX Share CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    2.00%APY$200 over 1 year on $10,000
  8. Cooperative Federal Credit Union12 Month Lucky SaversCD · 12 months · $25 min

    Credit union · 3 branches

    2.00%APY$200 over 1 year on $10,000
  9. Customers Bank2 Year Promo CDCD · 24 months · $500 min

    Bank · 1 branch

    2.00%APY$404 over 24 months on $10,000intro rate
  10. Lower East Side People's FCUShare CertificateCD · 36 months · $500 min

    Credit union · 4 branches

    2.00%APY$612 over 36 months on $10,000
  11. People's Alliance Federal Credit UnionLucky SaversCD · 12 months

    Credit union · 7 branches

    1.99%APY$199 over 1 year on $10,000
  12. People's Alliance Federal Credit UnionBuilding Share Certificate AccountCD · 12 months

    Credit union · 7 branches

    1.99%APY$199 over 1 year on $10,000
  13. People's Alliance Federal Credit UnionEducation Share CertificateCD · 12 months

    Credit union · 7 branches

    1.99%APY$199 over 1 year on $10,000
  14. Suffolk Credit UnionLiquid CertificateCD · 11 months · $10,000 min

    Credit union · 10 branches

    1.90%APY$174 over 11 months on $10,000
  15. Academic Federal Credit UnionLiquid Share CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    1.90%APY$190 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in New York

2,156 CDs at 282 banks and credit unions · checked Oct 22–23

Typical
3.00%
Top 10% from
4.08%
Banks, typical
2.50%
Credit unions, typical
3.10%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. Utica Gas & Electric Federal Credit UnionCredit union · 1 branch
  3. Salt City Federal Credit UnionCredit union · 2 branches
See all ranked institutions