Credit union · NCUA insured
Plattsburgh City School District Federal Credit Union
A $9.3M credit union headquartered in Plattsburgh, NY, with 752 members and 1 branch in New York. Best rates: CDs 3.05% and savings 0.45% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.05%CD rates →
- Savings770.45%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Plattsburgh City School District Federal Credit Union
Federally chartered in 1959 as Plattsburgh Teachers Federal Credit Union, the credit union was created to promote thrift and provide credit for employees of the Plattsburgh City School District.
Renamed Plattsburgh City School District Federal Credit Union in 2003, it operates as a member-owned not-for-profit financial cooperative.
- Headquarters
- 49 Broad St Ste 101, Plattsburgh, NY 12901-3311
- NCUA charter
- 12873
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to employees of the Plattsburgh City School District.
Family and household
- Membership is open to family members of Plattsburgh City School District employees/members.
Cost to join
- A $5 deposit is required to become a member.
Branches
1 branch in New York
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New York
1 branch
- Plattsburgh City School District FCUMain office49 Broad St Ste 101, Plattsburgh, NY 12901Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.57% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.11% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $83 | $59 | — |
- CapitalNet worth ratio15.57%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.11%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$83Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Plattsburgh City School District Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.