Credit union · NCUA insured
Niagara Falls Teachers Federal Credit Union CD Rates
Niagara Falls Teachers Federal Credit Union’s best CD rate is 2.00% APY on a 1-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 16, 2026.
How Niagara Falls Teachers Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where Niagara Falls Teachers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Niagara Falls Teachers Federal Credit Union
2.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $200
Share Certificate
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.00%APY · 3 terms
Certain penalties apply if funds are withdrawn prior to account maturity. Please refer to the "Truth-in-Savings Disclosure" for Share Certificate Accounts for details.
| Term | APY · $500 – $50,000 | APY · $15,000 – $50,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 2.00% | — | 2.00% | $200 |
| 18 months | 1.75% | — | 1.75% | $264 |
| 18 monthsLIMITED OFFER | — | 1.75% | —1.75% $15k–$50k | — |
| 24 months | 1.00% | — | 1.00% | $201 |
Who can join Niagara Falls Teachers Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.