Credit union · NCUA insured
Canandaigua FCU
Top CarrotA $28.3M credit union headquartered in Canandaigua, NY, with 1,969 members and 1 branch in New York. Best rates: CDs 2.02% and savings 0.10% APY.
Canandaigua FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#7 of 32 in Rochester, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Canandaigua FCU
- Headquarters
- 3210 Eastern Blvd, Canandaigua, NY 14424
- NCUA charter
- 16176
Branches
1 branch in New York
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New York
1 branch
- Canandaigua FCUMain office3210 Eastern Blvd, Canandaigua, NY 14424Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.10% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.44% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.48% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $40 | $59 | — |
- CapitalNet worth ratio11.10%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.44%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.48%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$40Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Canandaigua FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.