Credit union · NCUA insured
Triangle Credit Union CD Rates
Top CarrotTriangle Credit Union’s best CD rate is 4.35% APY on a 15-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Triangle Credit Union’s CD rates compare
Compared with banks and credit unions near Manchester, NH, where Triangle Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Triangle Credit Union
4.35%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $547
Traditional Certificate
Top rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,412
2nd-highest rate
GFA FCU
4.45%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,902
Triangle Credit Union CD score
92
CD score
Higher than 93% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.35%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Triangle Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Traditional Certificate
Up to 4.35%APY · 11 terms
Minimum balance of $1,000. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty applies (3 months dividends for terms 12 months or less, 6 months dividends for terms greater than 12 months). A 10-day grace period after maturity applies. Must maintain membership savings balance of $25.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–11 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 3 months dividends | 1.00% | $50 |
| 6 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 3 months dividends | 4.00% | $198 |
| 9 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 3 months dividends | 3.75% | $280 |
| 12–23 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 3 months dividends for up to 12 months, 6 months dividends for over 12 months | 1.00% | $100 |
| 13 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 4.00% | $434 |
| 15 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 4.35% | $547 |
| 18 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 4.15% | $629 |
| 24–35 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 3.25% | $661 |
| 30 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 3.50% | $898 |
| 36–59 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 3.25% | $1,007 |
| 60 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 3.25% | $1,734 |
Special-purpose accounts
IRA Certificate
Up to 4.35%APY · 11 terms
Traditional and Roth IRA Certificate options available. Minimum balance of $1,000. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty applies (3 months dividends for terms 12 months or less, 6 months dividends for terms greater than 12 months). Exceptions to early withdrawal penalty may apply for IRAs or other tax-deferred savings plans. A 10-day grace period after maturity applies. Must maintain membership savings balance of $25.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–11 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 3 months dividends | 1.00% | $50 |
| 6 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 3 months dividends | 4.00% | $198 |
| 9 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 3 months dividends | 3.75% | $280 |
| 12–23 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 3 months dividends for up to 12 months, 6 months dividends for over 12 months | 1.00% | $100 |
| 13 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 4.00% | $434 |
| 15 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 4.35% | $547 |
| 18 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 4.15% | $629 |
| 24–35 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 3.25% | $661 |
| 30 monthsSpecial Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 3.50% | $898 |
| 36–59 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 3.25% | $1,007 |
| 60 monthsNo additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends | 3.25% | $1,734 |
Kids/Teen Flex Certificate
1.50%APY · 1 term
Available for minors within Teen and Kids Club membership. Additional deposits of $100 or more allowed during certificate term. Early withdrawal penalty applies (3 months dividends for terms 12 months or less, 6 months dividends for terms greater than 12 months). A 10-day grace period after maturity applies. Must maintain membership savings balance of $25.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsYouth Accounts Flex Certificate. Deposits of $100 or more allowed during certificate term. Early withdrawal penalty equals 6 months dividends | 1.50% | $226 |
Sources (3)
- trianglecu.org/bank/competitive-cd-ira-rates
- trianglecu.org/wp-content/uplo…r-Schedule-of-Fees-1.pdf
- trianglecu.org/bank/deposit-rates
All captured Sep 19, 2026
Who can join Triangle Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone working or residing in Hillsborough, Merrimack, Belknap, Rockingham, and Cheshire Counties of New Hampshire, as well as Franklin, Worcester, Middlesex, and Essex Counties of Massachusetts.
Cost to join
- Opening a Primary Savings account requires a $25 initial deposit with no monthly maintenance fee.
Membership information collected October 4, 2026.