Bank · FDIC insured
Bank of New Hampshire CD Rates
Bank of New Hampshire’s best CD rate is 4.10% APY on a 10-month CD. Terms run from 5 months to 5 years. Rates checked October 22, 2026.
How Bank of New Hampshire’s CD rates compare
Compared with banks and credit unions near Lebanon, NH-VT, where Bank of New Hampshire has the most branches. $10,000, best rate first.
This bank’s best
Bank of New Hampshire
4.10%APY
- Term
- 10 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $341
Certificate of Deposit
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
2nd-highest rate
Passumpsic Bank
4.15%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $240
Bank of New Hampshire CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo0.25%
- 31–60 months31–60 mo0.40%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of New Hampshire ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.10%APY · 8 terms
Interest compounded monthly. Early withdrawal penalties may be imposed. $500 minimum to open. Funding for accounts opened online is limited to a maximum of $100,000. Online account opening available for residents of ME, VT, NH, MA, CT, and RI.
| Term | APY · $500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 5 monthsSpecial CD offer. May not be combined with Prestige checking preferred rate. Not eligible for partial withdrawals below the minimum qualifying balance. Special can end at any time | — | 3.85% | 3.85% | $159 |
| 6 months | 0.10% | — | 0.10% | $5 |
| 6 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.15% | — | 0.15% | $7 |
| 10 monthsSpecial CD offer. May not be combined with Prestige checking preferred rate. Not eligible for partial withdrawals below the minimum qualifying balance. Special can end at any time | — | 4.10% | 4.10% | $341 |
| 12 months | 0.15% | — | 0.15% | $15 |
| 12 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.20% | — | 0.20% | $20 |
| 24 months | 0.20% | — | 0.20% | $40 |
| 24 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.25% | — | 0.25% | $50 |
| 36 months | 0.25% | — | 0.25% | $75 |
| 36 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.30% | — | 0.30% | $90 |
| 48 months | 0.30% | — | 0.30% | $121 |
| 48 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.35% | — | 0.35% | $141 |
| 60 months | 0.35% | — | 0.35% | $176 |
| 60 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.40% | — | 0.40% | $202 |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
Certificate of Deposit IRA
Up to 4.10%APY · 8 terms
Interest compounded monthly. Early withdrawal penalties may be imposed. Fees may reduce earnings on IRA Certificate of Deposits. No monthly service fees. $500 minimum balance to open. Available for Traditional IRA, Roth IRA, and Education IRA.
| Term | APY · $500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 5 monthsSpecial CD offer. May not be combined with Prestige checking preferred rate. Not eligible for partial withdrawals below the minimum qualifying balance. Special can end at any time | — | 3.85% | 3.85% | $159 |
| 6 months | 0.10% | — | 0.10% | $5 |
| 6 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.15% | — | 0.15% | $7 |
| 10 monthsSpecial CD offer. May not be combined with Prestige checking preferred rate. Not eligible for partial withdrawals below the minimum qualifying balance. Special can end at any time | — | 4.10% | 4.10% | $341 |
| 12 months | 0.15% | — | 0.15% | $15 |
| 12 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.20% | — | 0.20% | $20 |
| 24 months | 0.20% | — | 0.20% | $40 |
| 24 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.25% | — | 0.25% | $50 |
| 36 months | 0.25% | — | 0.25% | $75 |
| 36 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.30% | — | 0.30% | $90 |
| 48 months | 0.30% | — | 0.30% | $121 |
| 48 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.35% | — | 0.35% | $141 |
| 60 months | 0.35% | — | 0.35% | $176 |
| 60 monthsPrestige APY and interest rate apply if account owner is also a Prestige Checking account holder | 0.40% | — | 0.40% | $202 |
Sources (3)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.