Compare Bank & Credit Union Rates
Best CD rates in Mankato, MN
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Mankato, MN
- 4.50%APY$2,462 over 60 months on $10,000
Requirements
Product: Single deposit with no maximum amount; online funding limits apply ($5,000 for external transfers, $50,000 for internal transfers). Early withdrawal penalties apply. Renews automatically at maturity. Dividends compound monthly and accrue daily.
4.41% interest rate
Rate checked
More details - Minnesota Valley Federal Credit UnionShare CertificateCD · 48 months · $500 min
Credit union · 2 branches
4.42%APY$1,889 over 48 months on $10,000Requirements
Product: Early withdrawal penalties exist: 3-12 months penalty is 90 days dividend; over 12-29 months penalty is 180 days dividend; 30 months or greater penalty is 270 days dividend. Fees may reduce earnings.
Offer: Dividends compound quarterly. Early withdrawal penalty of 270 days dividend applies.
4.35% interest rate · Effective Sep 22, 2026
Rate checked
More details - Minnesota Valley Federal Credit UnionTriple Play CertificateCD · 72 months · $500 min
Credit union · 2 branches
4.27%APY$2,852 over 72 months on $10,000Requirements
Product: Offers three options, each can be made once during the certificate's term: 1. Add up to 30% to principal; 2. Withdraw up to 30% of principal; 3. Increase to a higher rate. Minimum deposit of $500.
Offer: Dividends compound quarterly. Allows one-time add up to 30% to principal, withdraw up to 30%, or rate bump.
4.20% interest rate · Effective Sep 22, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.15%APY$774 over 22 months on $10,000intro rate
Requirements
Product: Penalty may be imposed for early withdrawal. Rates adjust to current standard interest rate upon maturity. Grace period of 10 calendar days upon maturity before automatic renewal.
Offer: 22 Month Special. Interest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal.
Promotional rate · 4.11% interest rate · Effective Sep 17, 2026
Rate checked
More details - 4.15%APY$884 over 25 months on $10,000
Requirements
Product: Fixed-rate CDs under $3,000,000. Not available for Individual Retirement Accounts (IRAs). Early withdrawal penalty may apply. Fees could reduce earnings. Bank reserves the right to decline or limit deposits. Minimum deposit to open is $1,000 to $10,000 depending on term.
Offer: Assumes interest and principal remain in account until maturity. Under $3,000,000. Not available for IRAs. Penalty for early withdrawal.
Balance cap $3,000,000 · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000
Requirements
Product: Interest compounded quarterly on terms of 12 months or more, and annually or at maturity on CDs due in less than 12 months. Early withdrawal penalty may apply. Fees may reduce earnings. $500 minimum opening deposit for standard CDs; $5,000 minimum opening deposit for CD Specials.
Offer: CD Special. Minimum balance to open is $5,000.00. Interest compounded quarterly. Early withdrawal penalty may be imposed.
4.04% interest rate · Compounded quarterly · Effective Oct 15, 2026
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: Interest on consumer owned certificates is credited and compounded quarterly, unless otherwise noted. Subject to early withdrawal penalties: 30 days of interest on maturities of less than one year, 90 days of interest on maturities of one year to 35 months, and 12 months of interest on maturities of 36 months and greater. Certificates are automatically renewable.
3.94% interest rate · Compounded quarterly · Effective Jul 20, 2026
Rate checked
More details - 3.95%APY$564 over 17 months on $10,000intro rate
Requirements
Product: CDs automatically renew upon maturity. Early withdrawal penalty may apply. Interest paid at maturity for 182-Day and 7-month Certificate; compounded quarterly on terms of 12 months or longer. Minimum balance to obtain APY is $0.01.
Offer: Special 17 Month Certificate of Deposit. Automatically renews upon maturity to a 18 month CD term. Penalty may be imposed for early withdrawal. Interest compounded quarterly.
Promotional rate · 3.89% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - BankVistaCertificates of Deposit (CDs)CD · 3 months · $1,000 min · 3.29%–3.91% by balance
Bank · 1 branch
3.29%APY$81 over 3 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. FDIC insured up to $250,000. $1,000 minimum deposit to open (specials may differ). Effective 2026-10-01.
Offer: Compounding: Interest At Maturity. Early withdrawal penalty may apply.
3.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 – $50,000Your amount 3.29% $50,000 – $100,000 3.55% $100,000 – $250,000 3.85% $250,000 and up 3.91% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 2.80%APY$568 over 24 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Fees and service charges may reduce earnings.
2.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $24,999Your amount 2.80% $25,000 – $99,999 2.90% $100,000 – $249,999 3.00% $250,000 and up 3.10% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Allows unlimited number of deposits up to a maximum balance of $25,000. Provides 1 withdrawal without penalty before maturity. Online funding limits apply ($5,000 limit on first online deposit / external transfers). Renews automatically at maturity. Dividends compound monthly.
1.00% interest rate · Balance cap $25,000
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Mankato, MN
146 CDs at 12 banks and credit unions · checked Oct 6–22
- Typical
- 2.80%
- Top 10% from
- 4.15%
- Banks, typical
- 2.50%
- Credit unions, typical
- 4.04%
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Mankato, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Minnesota Valley Federal Credit UnionCredit union · 2 branches