Compare Bank & Credit Union Rates
Best CD rates in Plymouth, MN
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Plymouth, MN
- 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - TopLine Financial Credit UnionCertificate SpecialsCD · 12 months · $1,000 min
Credit union · 1 branch
4.25%APY$425 over 1 year on $10,000Requirements
Product: Fees could reduce earnings. Penalty may apply for early withdrawal. Insured by NCUA.
4.18% interest rate
Rate checked
More details - 4.25%APY$3,382 over 84 months on $10,000
Requirements
Product: Membership required. $500 minimum deposit. Early withdrawal penalty may apply. Automatically renews at current non-promotional rate upon maturity.
4.17% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - 4.10%APY$586 over 17 months on $10,000intro rate
Requirements
Product: Limited-time promotional special rate. Membership required. $500 minimum deposit for Standard Certificates of Deposit. Automatically renews at the current non-promotional rate upon maturity.
Offer: Limited time offer. Accurate as of 9/1/2026.
Promotional rate · 4.03% interest rate · Effective Sep 1, 2026
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More details - 4.00%APY$99 over 3 months on $10,000
Requirements
Product: Fees could reduce earnings. Penalty may apply for early withdrawal. Insured by NCUA.
3.94% interest rate
Rate checked
More details - Citizens Independent BankPersonal Certificates of Deposit (CDs)CD · 7 months · $1,000 min
Bank · 1 branch
4.00%APY$231 over 7 months on $10,000Requirements
Product: Fixed-rate earnings. Minimum deposit and method of compounding may vary on certificates. Maximum deposit of $250,000. Certificates automatically renew upon maturity. Early withdrawals subject to penalty. Some CDs may not be eligible for brokerage deposits, institutional investors or public funds. Wide range of terms available from 91 days to 5 years.
Offer: Automatically renews upon maturity; early withdrawal penalty may apply; maximum deposit $250,000.
3.97% interest rate · Balance cap $250,000 · Effective Oct 14, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: At maturity, the balance of the 13-month certificate special will automatically roll into a 12-month certificate at current rate. Minimum required to open is $500. Early withdrawal penalty applies.
Offer: At maturity, automatically rolls into a 12-month certificate at the current rate.
Promotional rate · 3.94% interest rate
Rate checked
More details - 3.85%APY$191 over 6 months on $10,000
Requirements
Product: Offers CDs from 3 months to 60 months. Contact bank for additional terms and rates. Early withdrawal penalty may be imposed.
Offer: Interest compounds quarterly. 30-day interest penalty for early withdrawal.
Effective Sep 18, 2026
Rate checked
More details - 3.75%APY$1,168 over 36 months on $10,000
Requirements
Product: Minimum deposit $1,000. Allows member to change the dividend rate once during the term to the current Flex Certificate Rate, add to the certificate once within the first year (minimum $1,000 additional deposit), and make a one-time withdrawal of up to 50% of the current balance without penalty.
3.69% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.60%APY$545 over 18 months on $10,000
Requirements
Product: Dividends calculated on daily balance and paid quarterly. Minimum $500 to open. Early withdrawal penalty: 90 days interest for <= 1 year, 180 days interest for > 1 year.
3.55% interest rate · Effective Oct 5, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$302 over 11 months on $10,000intro rate
Requirements
Product: Minimum required to open is $500, maximum $250,000. Additional deposits allowed during term up to maximum certificate deposit amount allowed. Can have multiple Flex Certificates not to exceed $500,000. At maturity, rolls into a 12-month certificate at current rate. Does not qualify for IRAs.
Offer: Rate effective 03/02/26 subject to cancel at any time. Additional deposits allowed during term up to max $250,000. Multiple certificates not to exceed $500,000. At maturity rolls into a 12-month certificate. Does not qualify for IRAs.
Promotional rate · 3.25% interest rate · Balance cap $250,000 · Effective Mar 2, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Plymouth, MN
190 CDs at 12 banks and credit unions · checked Oct 6–22
- Typical
- 1.02%
- Top 10% from
- 4.00%
- Banks, typical
- 0.30%
- Credit unions, typical
- 3.95%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches