Bank · FDIC insured
Profinium Bank Inc CD Rates
Profinium Bank Inc’s best CD rate is 3.95% APY on a 17-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Profinium Bank Inc’s CD rates compare
Compared with banks and credit unions near Fairmont, MN, where Profinium Bank Inc has the most branches. $10,000, best rate first.
This bank’s best
Profinium Bank Inc
3.95%APY
- Term
- 17 months
- Minimum
- $500
- Earns on $10,000
- $564
Certificate of Deposit
2nd-highest rate
Citizens Bank Minnesota
3.75%APY
- Term
- 21 months
- Minimum
- $2,500
- Earns on $10,000
- $665
3rd-highest rate
Bank Midwest
3.65%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,963
Profinium Bank Inc CD score
83
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.95%
- 31–60 months31–60 mo2.70%
- QualifiedQualified3.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Profinium Bank Inc ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.95%APY · 10 terms
CDs automatically renew upon maturity. Early withdrawal penalty may apply. Interest paid at maturity for 182-Day and 7-month Certificate; compounded quarterly on terms of 12 months or longer. Minimum balance to obtain APY is $0.01.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months182 Day Certificate of Deposit. Interest is paid at maturity. Penalty may be imposed for early withdrawal | 3.15% | $156 |
| 7 monthsSpecial 7 Month Certificate of Deposit. Automatically renews upon maturity to a 6 month CD term. Interest is paid at maturity. Penalty may be imposed for early withdrawal | 3.85% | $223 |
| 12 months12 Month Certificate of Deposit. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 3.00% | $300 |
| 17 monthsSpecial 17 Month Certificate of Deposit. Automatically renews upon maturity to a 18 month CD term. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 3.95% | $564 |
| 18 months18 Month Certificate of Deposit. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.80% | $423 |
| 24 months24 Month Certificate of Deposit. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.70% | $547 |
| 27 monthsSpecial 27 Month Certificate of Deposit. Automatically renews upon maturity to a 24 month CD term. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 3.75% | $864 |
| 36 months36 Month Certificate of Deposit. Bump up feature available: customer may elect to change interest rate 1 time during original term to current posted rate. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.70% | $832 |
| 48 months48 Month Certificate of Deposit. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.70% | $1,125 |
| 60 months60 Month Certificate of Deposit. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.70% | $1,425 |
Sources (1)
- profinium.com/certificate-of-deposit · captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Certificate of Deposit
Up to 3.00%APY · 6 terms
Traditional and Roth IRA options available. No setup fees or monthly/annual maintenance fees. Funds can be used to purchase CDs within IRA. Early withdrawal penalty may apply. Automatically renews upon maturity. Compounded quarterly on terms of 12 months or longer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month Certificate of Deposit/IRA. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 3.00% | $300 |
| 18 months18 Month Certificate of Deposit/IRA. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.80% | $423 |
| 24 months24 Month Certificate of Deposit/IRA. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.70% | $547 |
| 36 months36 Month Certificate of Deposit/IRA. Bump up feature available: customer may elect to change interest rate 1 time during original term to current posted rate. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.70% | $832 |
| 48 months48 Month Certificate of Deposit/IRA. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.70% | $1,125 |
| 60 months60 Month Certificate of Deposit/IRA. Penalty may be imposed for early withdrawal. Interest compounded quarterly | 2.70% | $1,425 |
Opening an account
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