Bank · FDIC insured
BankVista CD Rates
BankVista’s best CD rate is 4.25% APY on a 21-month CD. Terms run from 3 months to 5 years. Rates checked October 5, 2026.
How BankVista’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where BankVista has the most branches. $10,000, best rate first.
This bank’s best
BankVista
3.29%APY
- Term
- 3 months
- Minimum
- —
- Earns on $10,000
- $81
Certificates of Deposit (CDs)
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
BankVista CD score
72
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.20%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankVista ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.29%APY · 10 terms
No setup or maintenance fees. Early withdrawals subject to penalty. FDIC insured up to $250,000. $1,000 minimum deposit to open (specials may differ). Effective 2026-10-01.
| Term | APY · $1,000 – $50,000 | APY · $15,000 and up | APY · $50,000 – $100,000 | APY · $100,000 – $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 3 monthsCompounding: Interest At Maturity. Early withdrawal penalty may apply | 3.29% | — | 3.55% | 3.85% | 3.91% | 3.29%3.55% $50k–$100k3.85% $100k–$250k3.91% from $250k | $81 |
| 6 monthsCompounding: Interest At Maturity. Early withdrawal penalty may apply | 3.28% | — | 3.53% | 4.04% | 4.14% | 3.28%3.53% $50k–$100k4.04% $100k–$250k4.14% from $250k | $163 |
| 10 monthsCompounding: Interest At Maturity. Early withdrawal penalty may apply | — | 4.11% | — | — | — | —4.11% from $15k | — |
| 12 monthsCompounding: Annually. Early withdrawal penalty may apply | 3.25% | — | 3.55% | 4.00% | 4.15% | 3.25%3.55% $50k–$100k4.00% $100k–$250k4.15% from $250k | $325 |
| 18 monthsCompounding: Annually. Early withdrawal penalty may apply | 3.25% | — | 3.55% | 4.00% | 4.15% | 3.25%3.55% $50k–$100k4.00% $100k–$250k4.15% from $250k | $491 |
| 21 monthsCompounding: Annually. Early withdrawal penalty may apply | — | 4.25% | — | — | — | —4.25% from $15k | — |
| 24 monthsCompounding: Annually. Early withdrawal penalty may apply | 3.20% | — | 3.55% | 4.00% | 4.00% | 3.20%3.55% $50k–$100k4.00% $100k–$250k4.00% from $250k | $650 |
| 36 monthsCompounding: Annually. Early withdrawal penalty may apply | 3.20% | — | 3.55% | 4.00% | 4.00% | 3.20%3.55% $50k–$100k4.00% $100k–$250k4.00% from $250k | $991 |
| 48 monthsCompounding: Annually. Early withdrawal penalty may apply | 3.00% | — | 3.00% | 3.25% | 3.50% | 3.00%3.00% $50k–$100k3.25% $100k–$250k3.50% from $250k | $1,255 |
| 60 monthsCompounding: Annually. Early withdrawal penalty may apply | 3.00% | — | 3.00% | 3.25% | 3.50% | 3.00%3.00% $50k–$100k3.25% $100k–$250k3.50% from $250k | $1,593 |
Sources (3)
- bankvista.com/services-tools/tools/rates.html
- bankvista.com/personal/personal-savings
- bankvista.com/personal/persona…ates-of-deposit-cds.html
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 3.29%APY · 10 terms
Min deposit for IRA account $250. Early withdrawals subject to penalty. Effective 2026-09-17.
| Term | APY · $1,000 – $50,000 | APY · $15,000 and up | APY · $50,000 – $100,000 | APY · $100,000 – $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 3 monthsCompounding: Interest At Maturity. Effective 2026-09-17 | 3.29% | — | 3.55% | 3.85% | 3.91% | 3.29%3.55% $50k–$100k3.85% $100k–$250k3.91% from $250k | $81 |
| 6 monthsCompounding: Interest At Maturity. Effective 2026-09-17 | 3.28% | — | 3.53% | 3.84% | 3.89% | 3.28%3.53% $50k–$100k3.84% $100k–$250k3.89% from $250k | $163 |
| 11 monthsCompounding: Interest At Maturity. Effective 2026-09-17 | — | 4.01% | — | — | — | —4.01% from $15k | — |
| 12 monthsCompounding: Annually. Effective 2026-09-17 | 3.25% | — | 3.55% | 3.90% | 4.00% | 3.25%3.55% $50k–$100k3.90% $100k–$250k4.00% from $250k | $325 |
| 17 monthsCompounding: Annually. Effective 2026-09-17 | — | 4.00% | — | — | — | —4.00% from $15k | — |
| 18 monthsCompounding: Annually. Effective 2026-09-17 | 3.25% | — | 3.55% | 3.90% | 4.00% | 3.25%3.55% $50k–$100k3.90% $100k–$250k4.00% from $250k | $491 |
| 24 monthsCompounding: Annually. Effective 2026-09-17 | 3.20% | — | 3.55% | 3.80% | 3.85% | 3.20%3.55% $50k–$100k3.80% $100k–$250k3.85% from $250k | $650 |
| 36 monthsCompounding: Annually. Effective 2026-09-17 | 3.20% | — | 3.55% | 3.80% | 3.85% | 3.20%3.55% $50k–$100k3.80% $100k–$250k3.85% from $250k | $991 |
| 48 monthsCompounding: Annually. Effective 2026-09-17 | 3.00% | — | 3.00% | 3.25% | 3.50% | 3.00%3.00% $50k–$100k3.25% $100k–$250k3.50% from $250k | $1,255 |
| 60 monthsCompounding: Annually. Effective 2026-09-17 | 3.00% | — | 3.00% | 3.25% | 3.50% | 3.00%3.00% $50k–$100k3.25% $100k–$250k3.50% from $250k | $1,593 |
Sources (1)
- bankvista.com/services-tools/tools/rates.html · captured Sep 18, 2026
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