Bank · FDIC insured
Community Bank Mankato CD Rates
Community Bank Mankato’s best CD rate is 4.15% APY on a 22-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Community Bank Mankato’s CD rates compare
Compared with banks and credit unions near Mankato, MN, where Community Bank Mankato has the most branches. $10,000, best rate first.
This bank’s best
Community Bank Mankato
4.15%APY
- Term
- 22 months
- Minimum
- $5,000
- Earns on $10,000
- $774
Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Affinity Plus
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Community Bank Mankato CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo0.60%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo1.00%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Bank Mankato ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.15%APY · 9 terms
Penalty may be imposed for early withdrawal. Rates adjust to current standard interest rate upon maturity. Grace period of 10 calendar days upon maturity before automatic renewal.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsInterest compounding & crediting at maturity. Penalty may be imposed for early withdrawal | 0.50% | — | 0.50% | $12 |
| 6 monthsInterest compounding & crediting at maturity. Penalty may be imposed for early withdrawal | 0.60% | — | 0.60% | $30 |
| 10 months10 Month Special. Interest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | 3.85% | 3.85% | $320 |
| 12 monthsInterest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | 0.70% | — | 0.70% | $70 |
| 16 months16 Month Special. Interest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | 4.05% | 4.05% | $544 |
| 22 months22 Month Special. Interest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | 4.15% | 4.15% | $774 |
| 24 monthsInterest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | 0.80% | — | 0.80% | $161 |
| 36 monthsInterest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | 0.90% | — | 0.90% | $272 |
| 48 monthsInterest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | 1.00% | — | 1.00% | $406 |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.15%APY · 10 terms
Individual Retirement Account (IRA) certificate. Penalty may be imposed for early withdrawal. Rates adjust to current standard interest rate upon maturity.
| Term | APY · $100 and up | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsInterest compounding & crediting at maturity. Penalty may be imposed for early withdrawal | — | 0.50% | — | 0.50% | $12 |
| 6 monthsInterest compounding & crediting at maturity. Penalty may be imposed for early withdrawal | — | 0.60% | — | 0.60% | $30 |
| 10 months10 Month Special. Interest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | — | 3.85% | 3.85% | $320 |
| 12 monthsInterest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | 0.70% | — | 0.70% | $70 |
| 16 months16 Month Special. Interest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | — | 4.05% | 4.05% | $544 |
| 18 months18 Month Add-on IRA only. Interest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | 0.75% | — | — | 0.75% | $113 |
| 22 months22 Month Special. Interest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | — | 4.15% | 4.15% | $774 |
| 24 monthsInterest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | 0.80% | — | 0.80% | $161 |
| 36 monthsInterest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | 0.90% | — | 0.90% | $272 |
| 48 monthsInterest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal | — | 1.00% | — | 1.00% | $406 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.